Standard Errors
Medical care benefits, family coverage: Employer and employee premiums by employee contribution requirement

Table 13. Standard errors for medical care benefits, family coverage: Employer and employee
premiums by employee contribution requirement, private industry workers, March 2018
Characteristics Average
flat monthly
employer
premium 		Employee contribution not
required 		Employee contribution required
Percent of
participating
employees 		Average
flat monthly
employer
premium 		Percent of
participating
employees 		Average
flat monthly
employer
premium 		Average
flat monthly
employee
contribution
All workers
$9.20
0.5
$19.89
0.5
$9.51
$6.70
Worker characteristics
           
Management, professional, and related
14.73
0.8
30.55
0.8
15.08
13.85
    Management, business, and financial
15.45
0.6
33.29
0.6
15.59
12.02
    Professional and related
19.31
1.2
38.50
1.2
20.12
18.51
Service
31.20
1.7
41.60
1.7
28.73
24.99
    Protective service
90.09
–
–
–
–
–
Sales and office
10.28
0.5
36.93
0.5
11.10
8.81
    Sales and related
14.98
0.6
46.65
0.6
15.33
13.09
    Office and administrative support
12.04
0.7
45.60
0.7
12.83
12.65
Natural resources, construction, and maintenance
23.42
1.7
44.50
1.7
23.47
14.71
    Construction, extraction, farming, fishing, and
     forestry
41.13
3.3
39.09
3.3
39.03
26.20
    Installation, maintenance, and repair
22.56
1.2
101.91
1.2
23.50
16.90
Production, transportation, and material moving
17.46
1.2
32.97
1.2
19.30
7.93
    Production
22.08
1.6
37.35
1.6
23.02
10.28
    Transportation and material moving
21.32
1.7
60.72
1.7
24.23
12.73
Full time
9.11
0.5
22.11
0.5
9.46
6.45
Part time
40.40
1.5
26.18
1.5
38.71
30.93
Union
14.25
2.5
26.53
2.5
20.33
13.98
Nonunion
10.12
0.3
31.08
0.3
10.10
7.39
Average wage within the following categories:1
           
    Lowest 25 percent
30.58
1.1
19.44
1.1
28.93
19.83
        Lowest 10 percent
30.37
1.2
87.72
1.2
32.73
32.87
    Second 25 percent
13.40
0.7
35.02
0.7
14.04
14.39
    Third 25 percent
15.84
0.9
30.62
0.9
15.43
9.30
    Highest 25 percent
12.21
0.9
25.39
0.9
12.23
10.99
        Highest 10 percent
14.05
1.0
32.46
1.0
14.31
12.91
Establishment characteristics
           
Goods-producing industries
15.45
1.1
25.86
1.1
14.98
6.99
    Construction
30.51
2.9
46.21
2.9
29.86
15.60
    Manufacturing
15.76
1.3
33.94
1.3
15.38
7.80
Service-providing industries
10.81
0.5
25.92
0.5
11.36
8.42
    Trade, transportation, and utilities
15.12
1.1
33.16
1.1
14.91
9.31
        Wholesale trade
16.08
1.8
57.12
1.8
16.81
15.62
        Retail trade
20.97
0.8
41.93
0.8
22.21
11.73
        Transportation and warehousing
33.77
2.6
75.78
2.6
38.57
25.15
        Utilities
39.46
–
–
–
–
–
    Information
17.06
2.2
41.44
2.2
16.91
9.27
    Financial activities
14.51
0.9
41.85
0.9
13.86
10.85
        Finance and insurance
9.20
0.4
88.37
0.4
9.63
6.87
            Credit intermediation and related activities
9.79
0.4
40.16
0.4
9.58
12.23
            Insurance carriers and related activities
13.81
0.7
108.65
0.7
14.29
7.43
        Real estate and rental and leasing
69.98
–
–
–
–
–
    Professional and business services
23.48
0.7
58.25
0.7
23.72
15.52
        Professional and technical services
29.30
1.1
71.82
1.1
28.81
25.76
        Administrative and waste services
33.48
0.9
72.32
0.9
33.52
36.24
    Education and health services
28.00
1.5
60.34
1.5
29.75
26.94
        Educational services
33.66
0.7
72.28
0.7
35.26
18.97
            Junior colleges, colleges, and universities
26.30
0.5
82.34
0.5
25.94
12.21
        Health care and social assistance
31.48
1.7
63.36
1.7
33.23
30.69
    Leisure and hospitality
61.43
–
–
–
–
–
        Accommodation and food services
60.58
1.7
89.06
1.7
64.49
37.26
    Other services
82.10
–
–
–
–
–
1 to 99 workers
13.18
0.6
28.86
0.6
12.93
12.57
    1 to 49 workers
16.19
0.9
33.35
0.9
15.42
13.73
    50 to 99 workers
20.43
0.7
61.71
0.7
21.75
25.44
100 workers or more
10.57
0.7
25.90
0.7
11.07
7.72
    100 to 499 workers
14.90
0.7
30.82
0.7
14.74
10.76
    500 workers or more
13.84
1.3
34.88
1.3
15.45
7.98
Geographic areas
           
Northeast
16.80
1.4
30.99
1.4
20.98
17.61
    New England
25.36
1.6
92.84
1.6
26.70
18.00
    Middle Atlantic
19.90
1.6
28.82
1.6
26.33
21.88
South
15.60
0.7
54.51
0.7
15.56
11.36
    South Atlantic
22.00
1.2
83.54
1.2
23.33
15.20
    East South Central
16.08
1.6
30.14
1.6
13.25
17.09
    West South Central
31.75
0.7
63.19
0.7
29.11
23.53
Midwest
19.91
1.1
31.85
1.1
20.56
15.02
    East North Central
25.90
1.4
36.17
1.4
27.31
20.50
    West North Central
29.24
1.5
63.10
1.5
27.56
17.49
West
21.04
1.0
40.33
1.0
19.90
10.82
    Mountain
43.72
2.0
74.07
2.0
41.34
18.50
    Pacific
23.45
1.1
49.33
1.1
21.82
13.35
1Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with
earnings both above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2018.

Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related
terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/national-compensation-survey-glossary-of-employee-benefit-terms.htm.

Source: U.S. Bureau of Labor Statistics, National Compensation Survey.