Medical care benefits, family coverage: Employee participation by type of contribution

Table 14. Medical care benefits, family coverage: Employee participation by
type of contribution, private industry workers, March 2018
(All workers with contributory coverage = 100 percent)
Characteristics Family coverage
Flat dollar
amount
Varies1 Exists, but
amount
unknown
Other2
All workers
73
16
11
1
Worker characteristics
       
Management, professional, and related
73
16
10
1
    Management, business, and financial
74
17
8
1
    Professional and related
73
15
11
1
Service
80
14
6
[3]
    Protective service
88
7
Sales and office
65
24
10
[3]
    Sales and related
57
32
    Office and administrative support
69
20
10
[3]
Natural resources, construction, and maintenance
74
10
15
1
    Construction, extraction, farming, fishing, and
     forestry
78
8
12
1
    Installation, maintenance, and repair
71
17
Production, transportation, and material moving
75
13
    Production
80
12
    Transportation and material moving
69
18
Full time
72
16
11
1
Part time
75
16
Union
76
6
15
2
Nonunion
72
17
10
1
Average wage within the following categories:4
       
    Lowest 25 percent
82
13
        Lowest 10 percent
86
10
    Second 25 percent
69
20
11
[3]
    Third 25 percent
73
15
12
1
    Highest 25 percent
71
16
12
1
        Highest 10 percent
71
17
10
1
Establishment characteristics
       
Goods-producing industries
78
11
10
[3]
    Construction
80
13
    Manufacturing
79
12
9
[3]
Service-providing industries
71
18
11
1
    Trade, transportation, and utilities
61
23
        Wholesale trade
76
14
        Retail trade
52
39
        Transportation and warehousing
57
26
        Utilities
78
6
    Information
77
14
    Financial activities
63
27
9
1
        Finance and insurance
58
31
9
1
            Credit intermediation and related activities
60
34
            Insurance carriers and related activities
60
25
12
2
        Real estate and rental and leasing
86
6
    Professional and business services
79
12
        Professional and technical services
79
13
        Administrative and waste services
89
7
    Education and health services
74
16
9
1
        Educational services
79
17
            Junior colleges, colleges, and universities
71
26
        Health care and social assistance
73
16
    Leisure and hospitality
79
16
        Accommodation and food services
78
16
    Other services
78
7
15
1 to 99 workers
74
14
11
1
    1 to 49 workers
72
16
    50 to 99 workers
78
10
12
1
100 workers or more
72
18
10
1
    100 to 499 workers
77
14
8
1
    500 workers or more
64
22
13
1
Geographic areas
       
Northeast
74
16
9
1
    New England
79
12
    Middle Atlantic
72
17
9
2
South
74
16
9
[3]
    South Atlantic
76
17
    East South Central
77
13
    West South Central
71
18
Midwest
72
15
13
1
    East North Central
72
15
    West North Central
70
15
13
1
West
70
17
12
1
    Mountain
62
25
    Pacific
73
14
1Based on worker attributes. For example, employee contributions may vary based on earnings, length of service,
or age.
2Includes contribution types not separately published such as composite rates, flexible benefits, and percent of
earnings.
3Less than 0.5.
4Surveyed occupations are classified into wage categories based on the average wage for the occupation, which
may include workers with earnings both above and below the threshold. The categories were formed using percentile
estimates generated using wage data for March 2018.

Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category
or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/national-compensation-survey-glossary-of-employee-benefit-terms.htm.

Source: U.S. Bureau of Labor Statistics, National Compensation Survey.