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Employee Benefits Survey
EBS EBS Program Links

Long-term disability plans: Employee contribution requirement

Table 28. Long-term disability plans: Employee contribution
requirement, private industry workers, March 2018
(All workers with long-term disability coverage = 100 percent)
Characteristics Employee
contribution
required
Employee
contribution not
required
All workers
6
94
Worker characteristics
   
Management, professional, and related
5
95
    Management, business, and financial
5
95
    Professional and related
5
95
Service
6
94
Sales and office
7
93
    Sales and related
7
93
    Office and administrative support
6
94
Natural resources, construction, and maintenance
8
92
    Construction, extraction, farming, fishing, and
     forestry
4
96
    Installation, maintenance, and repair
10
90
Production, transportation, and material moving
6
94
    Production
5
95
    Transportation and material moving
9
91
Full time
6
94
Part time
3
97
Union
8
92
Nonunion
6
94
Average wage within the following categories:1
   
    Lowest 25 percent
10
90
    Second 25 percent
6
94
    Third 25 percent
5
95
    Highest 25 percent
6
94
        Highest 10 percent
7
93
Establishment characteristics
   
Goods-producing industries
6
94
    Construction
5
95
    Manufacturing
6
94
Service-providing industries
6
94
    Trade, transportation, and utilities
11
89
        Wholesale trade
7
93
        Retail trade
14
86
        Transportation and warehousing
12
88
        Utilities
16
84
    Financial activities
4
96
        Finance and insurance
2
98
            Credit intermediation and related activities
2
98
            Insurance carriers and related activities
2
98
    Professional and business services
6
94
        Professional and technical services
7
93
    Education and health services
5
95
        Educational services
9
91
            Junior colleges, colleges, and universities
12
88
        Health care and social assistance
4
96
1 to 99 workers
5
95
    1 to 49 workers
4
96
    50 to 99 workers
7
93
100 workers or more
6
94
    100 to 499 workers
6
94
    500 workers or more
6
94
Geographic areas
   
Northeast
7
93
    New England
3
97
    Middle Atlantic
9
91
South
7
93
    South Atlantic
7
93
    West South Central
5
95
Midwest
5
95
    East North Central
5
95
    West North Central
6
94
West
3
97
    Mountain
4
96
    Pacific
3
97
1Surveyed occupations are classified into wage categories based on the average wage for the
occupation, which may include workers with earnings both above and below the threshold. The categories
were formed using percentile estimates generated using wage data for March 2018.

Note: Because of rounding, sums of individual items may not equal totals. For definitions of major plans,
key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/national-compensation-survey-glossary-of-employee-benefit-terms.htm.

Source: U.S. Bureau of Labor Statistics, National Compensation Survey.