Health-related benefits: Access

Table 42. Health-related benefits: Access, private industry workers,
March 2018
(All workers = 100 percent)
Characteristics Long-term
care
insurance1
Retiree healthcare
benefits2
Under age
65
Age 65 and
over
All workers
15
14
12
Worker characteristics
     
Management, professional, and related
26
22
19
    Management, business, and financial
30
24
21
    Professional and related
24
21
18
Service
7
4
3
    Protective service
4
3
Sales and office
15
13
12
    Sales and related
11
9
8
    Office and administrative support
17
16
15
Natural resources, construction, and maintenance
11
13
12
    Construction, extraction, farming, fishing, and
     forestry
5
9
8
    Installation, maintenance, and repair
15
17
15
Production, transportation, and material moving
13
17
15
    Production
14
14
12
    Transportation and material moving
12
20
18
Full time
19
17
15
Part time
6
5
5
Union
22
41
36
Nonunion
15
12
10
Average wage within the following categories:3
     
    Lowest 25 percent
6
4
3
        Lowest 10 percent
4
2
3
    Second 25 percent
12
10
8
    Third 25 percent
18
17
16
    Highest 25 percent
30
29
25
        Highest 10 percent
35
31
27
Establishment characteristics
     
Goods-producing industries
14
16
14
    Construction
3
6
7
    Manufacturing
20
20
18
Service-providing industries
16
14
12
    Trade, transportation, and utilities
12
15
14
        Wholesale trade
13
9
7
        Retail trade
8
8
6
        Transportation and warehousing
19
38
36
        Utilities
43
67
60
    Information
46
44
41
    Financial activities
39
38
36
        Finance and insurance
50
49
47
            Credit intermediation and related activities
51
54
53
            Insurance carriers and related activities
47
42
38
        Real estate and rental and leasing
8
5
    Professional and business services
16
10
8
        Professional and technical services
22
11
10
        Administrative and waste services
5
4
2
    Education and health services
17
12
10
        Educational services
30
29
31
            Junior colleges, colleges, and universities
52
46
47
        Health care and social assistance
14
10
7
    Leisure and hospitality
5
1
2
        Accommodation and food services
5
1
    Other services
6
7
5
1 to 99 workers
8
6
5
    1 to 49 workers
7
5
5
    50 to 99 workers
10
7
6
100 workers or more
25
24
21
    100 to 499 workers
18
16
14
    500 workers or more
34
36
31
Geographic areas
     
Northeast
15
16
15
    New England
16
15
13
    Middle Atlantic
15
16
15
South
16
15
12
    South Atlantic
16
14
11
    East South Central
14
11
    West South Central
17
17
15
Midwest
14
13
12
    East North Central
14
13
12
    West North Central
13
14
13
West
15
12
11
    Mountain
17
11
9
    Pacific
14
13
12
1A health plan that provides long-term (more than 1 year) custodial care, home care, or nursing
home care. The plan, although sponsored by the employer, may be fully paid for by the employee.
2A health plan that provides coverage to a retiree beyond what is mandated by COBRA or other
health continuation laws. The plan, although sponsored by the employer, may be fully paid for by the
employee.
3Surveyed occupations are classified into wage categories based on the average wage for the
occupation, which may include workers with earnings both above and below the threshold. The
categories were formed using percentile estimates generated using wage data for March 2018.

Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions
of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/national-compensation-survey-glossary-of-employee-benefit-terms.htm.

Source: U.S. Bureau of Labor Statistics, National Compensation Survey.