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Employee Benefits Survey
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Medical care benefit combinations: Access

Table 45. Medical care benefit combinations: Access, private industry workers, March 2018
(All workers = 100 percent)
Characteristics Medical care and retirement benefits Medical care and life insurance benefits Medical care benefits and defined benefit
retirement
Medical care benefits and defined contribution
retirement
Medical
care and
retirement
benefits
Medical
care and no
retirement
benefits
Retirement
benefits
and no
medical
care
benefits
No medical
care and no
retirement
benefits
Medical
care and
life
insurance
benefits
Medical
care and no
life
insurance
benefits
Life
insurance
and no
medical
care
benefits
No medical
care and no
life
insurance
benefits
Medical
care
benefits
and defined
benefit
retirement
Medical
care
benefits
and no
defined
benefit
retirement
Defined
benefit
retirement
and no
medical
care
benefits
No medical
care
benefits
and no
defined
benefit
retirement
Medical
care
benefits
and defined
contribution
retirement
Medical
care
benefits
and no
defined
contribution
retirement
Defined
contribution
retirement
and no
medical
care
benefits
No medical
care
benefits
and no
defined
contribution
retirement
All workers
59
10
8
23
55
14
2
30
16
53
1
30
56
13
8
23
Worker characteristics
                               
Management, professional, and related
79
9
4
8
77
11
1
12
24
64
[1]
12
76
11
4
8
    Management, business, and financial
85
10
1
3
82
13
[1]
4
26
69
83
12
1
3
    Professional and related
75
8
6
11
74
9
1
16
22
61
1
16
72
11
6
11
Service
33
10
11
46
29
14
2
56
6
37
1
57
30
12
11
47
    Protective service
49
22
39
39
44
42
47
23
Sales and office
57
9
14
20
52
14
2
32
13
53
1
33
55
11
14
21
    Sales and related
46
8
22
24
39
14
3
44
9
45
2
45
43
11
21
25
    Office and administrative support
65
9
8
17
60
14
2
24
16
58
1
25
63
11
8
18
Natural resources, construction, and maintenance
57
16
4
23
52
21
1
26
54
27
52
21
4
23
    Construction, extraction, farming, fishing, and
     forestry
51
16
6
27
42
25
2
31
45
32
43
24
6
27
    Installation, maintenance, and repair
63
15
3
19
61
17
1
21
17
61
22
60
18
3
19
Production, transportation, and material moving
66
11
5
18
63
14
1
22
20
57
1
22
59
18
5
18
    Production
70
12
3
15
65
16
[1]
18
63
19
67
14
3
15
    Transportation and material moving
63
10
7
21
60
13
1
26
22
51
1
26
52
21
6
21
Full time
74
12
4
11
71
15
1
13
19
66
[1]
14
70
15
4
11
Part time
17
4
22
57
11
9
2
77
6
14
2
77
13
8
22
58
Union
90
5
3
3
84
10
1
5
67
27
1
5
56
38
2
4
Nonunion
56
10
9
25
52
14
2
32
11
55
1
33
55
11
9
25
Average wage within the following categories:2
                               
    Lowest 25 percent
26
9
17
47
21
14
2
62
4
32
1
63
24
11
17
48
        Lowest 10 percent
15
9
17
59
13
11
2
74
2
22
1
75
13
11
17
59
    Second 25 percent
61
12
6
21
57
16
2
26
11
61
1
27
58
15
6
21
    Third 25 percent
75
11
5
9
71
15
1
13
20
66
[1]
14
71
15
5
10
    Highest 25 percent
84
8
3
5
82
10
1
7
33
59
79
13
3
5
        Highest 10 percent
86
8
2
4
85
9
1
6
35
58
82
12
2
4
Establishment characteristics
                               
Goods-producing industries
72
12
3
13
69
16
[1]
15
22
63
[1]
15
69
16
3
13
    Construction
52
17
5
26
43
26
1
30
52
31
45
24
4
27
    Manufacturing
82
10
2
6
80
12
[1]
8
24
68
80
12
2
6
Service-providing industries
56
9
10
25
52
13
2
33
15
51
1
34
53
13
9
25
    Trade, transportation, and utilities
60
7
16
17
53
14
3
30
15
52
2
30
53
15
15
17
        Wholesale trade
75
11
5
10
71
15
1
13
10
76
1
13
73
12
5
10
        Retail trade
48
6
24
22
38
16
4
42
9
45
3
43
42
13
24
22
        Transportation and warehousing
79
6
3
12
75
14
32
53
61
24
        Utilities
96
93
73
96
    Information
85
7
1
6
87
6
1
7
33
60
8
85
7
1
6
    Financial activities
78
8
4
9
79
8
1
12
36
50
[1]
13
78
9
4
9
        Finance and insurance
90
3
3
4
90
3
1
6
47
46
[1]
7
90
3
3
4
            Credit intermediation and related activities
92
3
2
3
91
4
1
4
47
48
[1]
4
92
3
2
3
            Insurance carriers and related activities
86
3
4
7
86
3
2
9
44
45
85
4
4
7
        Real estate and rental and leasing
44
24
9
23
47
32
7
61
32
43
25
9
23
    Professional and business services
58
14
6
23
54
17
1
27
58
28
56
15
6
23
        Professional and technical services
74
11
5
10
70
16
73
15
73
12
5
10
        Administrative and waste services
33
18
8
41
30
20
3
47
47
49
31
19
8
42
    Education and health services
64
9
8
18
62
11
2
25
16
57
1
26
60
13
8
18
        Educational services
69
5
3
23
67
25
59
25
62
12
3
23
            Junior colleges, colleges, and universities
88
2
2
9
87
3
1
9
16
74
85
5
1
9
        Health care and social assistance
64
9
9
18
61
12
3
25
16
57
1
26
60
13
9
18
    Leisure and hospitality
24
9
10
56
21
65
32
66
23
11
10
56
        Accommodation and food services
23
9
10
58
19
68
30
68
22
10
10
58
    Other services
39
8
9
44
31
53
39
52
36
11
8
45
1 to 99 workers
43
12
10
34
39
16
2
43
7
48
[1]
45
41
14
10
35
    1 to 49 workers
38
13
11
39
34
17
2
48
6
45
[1]
49
37
14
11
39
    50 to 99 workers
57
12
9
22
55
14
1
30
11
58
[1]
31
53
16
9
22
100 workers or more
79
7
6
9
74
11
2
13
27
58
1
14
73
12
6
9
    100 to 499 workers
75
8
8
9
69
14
2
15
18
65
1
15
69
14
8
9
    500 workers or more
85
4
3
8
83
5
1
10
40
48
1
11
79
10
3
8
Geographic areas
                               
Northeast
61
9
8
22
55
14
1
30
21
49
1
29
56
14
8
23
    New England
63
7
9
21
61
9
1
29
49
29
58
12
9
21
    Middle Atlantic
60
9
8
23
54
16
1
30
21
49
1
29
55
15
7
23
South
58
11
9
23
56
13
2
30
14
54
1
31
55
13
9
23
    South Atlantic
57
10
9
24
55
12
2
31
17
50
1
32
54
13
9
24
    East South Central
62
22
55
29
56
30
61
22
    West South Central
56
14
9
21
56
14
2
28
59
29
54
16
9
21
Midwest
60
7
10
23
57
10
2
31
16
51
1
32
57
11
9
23
    East North Central
59
8
10
22
57
10
2
30
16
51
1
32
56
11
10
23
    West North Central
62
6
8
24
57
11
1
31
52
32
58
9
8
24
West
59
12
7
23
52
18
1
28
14
57
1
29
55
15
7
23
    Mountain
63
9
8
19
57
16
1
26
11
61
1
27
59
13
8
20
    Pacific
57
13
6
24
50
20
1
29
15
55
1
30
53
17
6
24
1Less than 0.5.
2Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2018.

Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/national-compensation-survey-glossary-of-employee-benefit-terms.htm.

Source: U.S. Bureau of Labor Statistics, National Compensation Survey.