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Employee Benefits Survey
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Table 3. Medical care benefits: Amount of annual individual deductible, private industry workers, 2017
(All workers participating in medical care plans = 100 percent)
Characteristics With deductible Amount of annual deductible With no deductible Not determinable
10th percentile 25th percentile 50th percentile (median) 75th percentile 90th percentile

Worker characteristics

All workers

86 $300 $500 $1,500 $2,500 $3,000 14 1

Management, professional, and related

86 $300 $500 $1,500 $2,000 $3,000 14 (1)

Management, business, and financial

86 $350 $500 $1,500 $2,000 $3,000 14 (1)

Professional and related

87 $300 $500 $1,300 $2,000 $3,000 13 -

Service: Protective service

88 $250 $250 - - $5,000 - -

Sales and office

90 - $500 $1,500 $2,600 $3,000 9 1

Sales and related

93 $300 $1,000 $1,750 $2,750 $3,000 - -

Office and administrative support

89 - $500 $1,500 $2,500 $3,200 10 1

Natural resources, construction, and maintenance: Construction, extraction, farming, fishing, and forestry

90 $250 - - $2,500 $5,000 7 3

Production, transportation, and material moving

84 $300 $500 $1,500 $2,500 $3,500 16 (1)

Production

89 $300 - $1,500 $2,500 $3,500 11 (1)

Transportation and material moving

78 $350 $500 $1,500 $2,500 $4,000 22 (1)

Full time

87 $300 $500 $1,500 $2,500 $3,000 13 1

Part time

77 $300 - $1,500 $2,500 $2,750 - -

Union

78 $200 $300 $500 $1,500 $2,500 21 (1)

Nonunion

87 $350 $500 $1,500 $2,500 $3,200 12 1

Average wage within the following categories(2):

Second 25 percent

88 $350 - $1,500 $2,500 $3,500 11 1

Third 25 percent

88 $300 $500 $1,300 $2,350 $3,200 12 1

Highest 25 percent

86 - $500 $1,300 $2,000 $3,000 14 (1)

Highest 10 percent

88 $250 $500 $1,300 $2,000 $3,000 12 -

Establishment characteristics

Goods-producing industries

90 $300 $500 $1,300 $2,350 $3,000 9 1

Construction

86 $250 $500 - $2,500 $5,000 10 4

Manufacturing

91 $300 $500 $1,300 $2,350 $3,000 9 -

Service-providing industries

85 $300 $500 $1,500 $2,500 $3,000 15 (1)

Trade, transportation, and utilities

85 $300 - $1,500 $2,750 $3,000 14 1

Retail trade

91 - - $1,750 $2,750 $3,000 6 3

Transportation and warehousing

68 $300 $400 $1,300 $2,600 $4,000 32 -

Information

94 $300 $500 $1,250 $1,500 $2,500 4 2

Financial activities

93 $350 - $1,500 $2,500 $3,000 7 -

Finance and insurance

94 $500 $1,000 $1,500 $2,500 $3,000 6 -

Credit intermediation and related activities

95 $500 $1,000 $1,600 $2,500 $3,000 - -

Insurance carriers and related activities

93 $500 $1,000 $1,500 $2,500 $3,000 7 -

Education and health services

78 $300 $500 $1,300 $2,500 - 22 (1)

Educational services

80 $200 - - $1,000 - 20 (1)

Junior colleges, colleges, and universities

79 $200 $300 $500 - $2,500 21 (1)

100 workers or more

85 $250 $500 $1,250 $2,000 $3,000 15 (1)

100 to 499 workers

87 $250 $500 $1,500 $2,600 $3,500 13 -

500 workers or more

83 $250 $450 $1,000 $1,500 $2,500 17 (1)

Geographic areas

Northeast

86 $250 $500 $1,000 $2,000 $2,750 14 (1)

New England

78 $250 $500 - - - 22 (1)

Middle Atlantic

88 $250 $500 $1,100 $2,000 $2,500 11 (1)

South

87 $350 $500 $1,500 $2,750 $5,000 12 1

West South Central

86 $350 - $1,500 $3,000 $5,000 - -

Midwest

91 $300 $500 $1,500 $2,500 $3,000 9 1

East North Central

90 $300 - $1,500 $2,500 $3,000 - -

West

80 $250 $500 $1,200 $2,000 $2,500 20 (1)

Mountain

91 $500 $750 $1,500 $2,000 $2,850 - -

Pacific

75 $250 $500 $1,000 $2,000 $2,500 24 1

Footnotes:
(1) Less than 0.5.
(2) Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using data from the National Compensation Survey publication, "Employer Costs for Employee Compensation - March 2017."

Note: Because of rounding, sums of individual items may not equal totals. Dashes indicate that no data were reported or that data do not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20162017.htm.
Source: U.S. Bureau of Labor Statistics, National Compensation Survey.

 

Last Modified Date: May 15, 2018