Department of Labor Logo United States Department of Labor
Dot gov

The .gov means it's official.
Federal government websites often end in .gov or .mil. Before sharing sensitive information, make sure you're on a federal government site.

Https

The site is secure.
The https:// ensures that you are connecting to the official website and that any information you provide is encrypted and transmitted securely.

Employee Benefits Survey
PRINT:Print
EBS EBS Program Links
Table 4. Medical care benefits: Amount of annual family deductible, private industry workers, 2017
(All workers participating in medical care plans = 100 percent)
Characteristics With deductible Amount of annual deductible With no deductible Not determinable
10th percentile 25th percentile 50th percentile (median) 75th percentile 90th percentile

Worker characteristics

All workers

85 $700 $1,200 $3,000 $5,000 $6,400 15 1

Management, professional, and related

86 $750 $1,200 $3,000 $4,500 $6,000 14 (1)

Management, business, and financial

85 $800 $1,300 $3,000 $4,500 $6,000 15 (1)

Professional and related

86 $700 $1,000 $2,600 $4,500 $6,000 14 -

Service: Protective service

88 $500 $500 - - $10,000 - -

Sales and office

88 $900 $1,500 $3,000 $5,000 $6,000 11 1

Sales and related

92 $900 $2,000 $3,750 $5,500 $6,000 8 -

Office and administrative support

87 $900 - $3,000 $5,000 $6,000 12 1

Natural resources, construction, and maintenance: Construction, extraction, farming, fishing, and forestry

89 $500 $900 - $5,000 $10,000 8 3

Production, transportation, and material moving

82 $700 $1,250 $3,000 $5,000 $7,500 17 (1)

Production

88 $600 - $3,000 $5,000 $7,000 12 (1)

Transportation and material moving

77 $750 $1,250 $3,000 $5,000 $8,000 23 (1)

Full time

85 $700 $1,200 $3,000 $5,000 $6,600 14 1

Part time

76 $700 - $3,000 $5,000 $5,500 - -

Union

78 $400 $600 $1,200 $3,000 $5,200 22 (1)

Nonunion

86 $750 $1,500 $3,000 $5,000 $6,850 14 1

Average wage within the following categories(2):

Second 25 percent

87 - $1,500 $3,000 $5,200 $7,500 12 1

Third 25 percent

87 $600 $1,100 $3,000 $5,000 $7,000 13 1

Highest 25 percent

85 $600 $1,000 $2,600 $4,000 $6,000 14 (1)

Highest 10 percent

88 $600 $1,000 $3,000 $4,000 $6,000 12 -

Establishment characteristics

Goods-producing industries

88 $600 $1,000 $2,800 $5,000 $7,000 11 1

Construction

84 $600 $1,000 $2,000 $5,000 $10,000 12 4

Manufacturing

89 $600 $1,000 $3,000 $4,700 $6,000 11 -

Service-providing industries

84 $700 $1,200 $3,000 $5,000 $6,000 16 (1)

Trade, transportation, and utilities

82 $700 $1,500 $3,500 $5,500 $7,000 16 1

Retail trade

90 $900 $2,000 $4,000 $5,500 $6,000 7 3

Transportation and warehousing

66 $600 $1,200 $2,600 $5,500 $8,000 34 -

Information

94 - $1,050 $3,000 $3,750 $5,000 4 2

Financial activities

93 - $2,000 $3,000 $5,000 $5,800 7 -

Finance and insurance

94 $1,000 $2,000 $3,000 $4,600 $5,800 6 -

Credit intermediation and related activities

94 $1,000 $2,300 $3,300 $4,500 $5,700 - -

Insurance carriers and related activities

93 $1,100 $2,000 $3,000 $5,000 $5,800 7 -

Education and health services

77 $700 - $2,600 $5,000 - 23 (1)

Educational services

79 $500 $750 $1,500 $2,600 $4,500 21 (1)

Junior colleges, colleges, and universities

78 $500 $700 $1,500 $2,700 $4,500 21 (1)

100 workers or more

84 $600 $1,000 $2,600 $4,500 $6,000 15 (1)

100 to 499 workers

86 $700 $1,000 $3,000 $5,200 - 14 -

500 workers or more

82 $600 $1,000 $2,500 $3,800 $5,000 18 (1)

Geographic areas

Northeast

85 $600 $1,000 $2,500 $4,000 $5,500 15 (1)

New England

76 $700 $1,000 - $4,500 - 24 (1)

Middle Atlantic

88 - $1,000 $2,500 $4,000 $5,000 12 (1)

South

86 $750 $1,500 $3,000 $5,600 $10,000 13 1

West South Central

85 $900 $1,500 $3,800 $6,000 $10,000 - -

Midwest

90 $700 $1,300 $3,000 $5,000 $6,750 9 1

East North Central

89 $700 - $3,000 $5,000 $6,800 - -

West

79 $600 - $2,600 $4,000 $5,250 20 (1)

Mountain

91 $1,000 $1,500 $3,000 $4,000 $5,700 - -

Pacific

75 - $1,000 $2,500 $4,000 $5,200 25 1

Footnotes:
(1) Less than 0.5.
(2) Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using data from the National Compensation Survey publication, "Employer Costs for Employee Compensation - March 2017."

Note: Because of rounding, sums of individual items may not equal totals. Dashes indicate that no data were reported or that data do not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20162017.htm.
Source: U.S. Bureau of Labor Statistics, National Compensation Survey.

 

Last Modified Date: May 15, 2018