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Employee Benefits Survey
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Table 18. Savings and thrift plans: Vesting requirements, private industry workers, 2017
(All workers participating in savings and thrift plans = 100 percent)
Characteristics Graded vesting Immediate full vesting Cliff vesting Not determinable

Worker characteristics

All workers

34 34 24 8

Management, professional, and related

33 35 22 11

Management, business, and financial

34 40 14 12

Professional and related

31 31 27 11

Service

35 24 37 4

Protective service

- - 89 (1)

Sales and office

31 38 25 6

Sales and related

34 42 20 4

Office and administrative support

29 36 27 7

Natural resources, construction, and maintenance

34 38 19 9

Construction, extraction, farming, fishing, and forestry

48 29 - -

Installation, maintenance, and repair

27 42 26 5

Production, transportation, and material moving

44 28 22 7

Production

46 23 23 8

Transportation and material moving

41 33 20 6

Full time

35 34 23 8

Part time

31 30 33 6

Union

32 32 26 9

Nonunion

34 34 24 8

Average wage within the following categories(2):

Lowest 25 percent

37 28 29 6

Lowest 10 percent

38 - 28 -

Second 25 percent

35 34 25 6

Third 25 percent

35 36 22 8

Highest 25 percent

32 34 24 10

Highest 10 percent

31 38 20 11

Establishment characteristics

Goods-producing industries

43 27 21 8

Construction

62 30 - -

Manufacturing

42 28 21 9

Service-providing industries

32 35 25 8

Trade, transportation, and utilities

35 38 20 6

Wholesale trade

48 22 16 14

Retail trade

26 49 23 2

Transportation and warehousing

48 - - 4

Utilities

- 59 - 14

Information

39 40 - -

Financial activities

22 43 28 6

Finance and insurance

23 43 31 4

Credit intermediation and related activities

21 49 28 1

Insurance carriers and related activities

30 28 34 8

Professional and business services

28 31 27 14

Professional and technical services

35 36 - -

Education and health services

34 28 29 8

Educational services

- 55 - 12

Junior colleges, colleges, and universities

- 60 23 -

Health care and social assistance

36 26 30 8

1 to 99 workers

34 34 21 10

1 to 49 workers

36 35 19 10

50 to 99 workers

32 33 24 11

100 workers or more

34 33 26 7

100 to 499 workers

35 38 23 4

500 workers or more

32 27 31 10

Geographic areas

Northeast

33 23 36 8

New England

41 27 - -

Middle Atlantic

31 22 38 9

South

29 35 29 8

South Atlantic

28 39 26 6

East South Central

25 - 30 -

West South Central

32 29 33 6

Midwest

38 36 16 9

East North Central

36 36 19 9

West North Central

45 34 - -

West

38 38 17 7

Mountain

41 31 - -

Pacific

37 41 15 6

Footnotes:
(1) Less than 0.5.
(2) Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using data from the National Compensation Survey publication, "Employer Costs for Employee Compensation - March 2017."
Note: Because of rounding, sums of individual items may not equal totals.

Dashes indicate that no data were reported or that data do not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20162017.htm.
Source: U.S. Bureau of Labor Statistics, National Compensation Survey.

 

Last Modified Date: May 15, 2018