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Employee Benefits Survey
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Life insurance plans: Employee contribution requirement Data Table

Table 13. Life insurance plans: Employee contribution
requirement, civilian workers,1 National Compensation
Survey, March 2008

(All workers with basic life insurance coverage = 100 percent)

Characteristics

Employee
contribution
not required

Employee
contribution
required

All workers

93

7

Worker characteristics

   

Management, professional, and related

94

6

    Management, business, and financial

95

5

    Professional and related

94

6

        Teachers

90

10

            Primary, secondary, and special education
             school teachers

89

11

        Registered nurses

96

4

Service

89

11

Sales and office

93

7

    Sales and related

92

8

    Office and administrative support

94

6

Natural resources, construction, and maintenance

91

9

    Construction, extraction, farming, fishing, and
     forestry

89

11

    Installation, maintenance, and repair

92

8

Production, transportation, and material moving

95

5

    Production

95

5

    Transportation and material moving

95

5

Full time

93

7

Part time

94

6

Union

93

7

Nonunion

93

7

Average wage within the following percentiles:2

   

    Less than 10

84

16

    10 to under 25

92

8

    25 to under 50

92

8

    50 to under 75

93

7

    75 to under 90

95

5

    90 or greater

94

6

Establishment characteristics

   

Goods-producing industries

94

6

Service-providing industries

93

7

    Education and health services

93

7

        Educational services

89

11

            Elementary and secondary schools

90

10

        Health care and social assistance

96

4

            Hospitals

97

3

    Public administration

89

11

1 to 99 workers

93

7

    1 to 49 workers

93

7

    50 to 99 workers

94

6

100 workers or more

93

7

    100 to 499 workers

93

7

    500 workers or more

94

6

Geographic areas

   

New England

93

7

Middle Atlantic

96

4

East North Central

92

8

West North Central

95

5

South Atlantic

92

8

East South Central

82

18

West South Central

93

7

Mountain

93

7

Pacific

97

3

Footnotes:

1Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for further explanation.

2The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2007." See Technical Note for more details.

NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria.