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Employee Benefits Survey
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Long-term disability plans: Employee contribution requirement

Table 29. Long-term disability plans: Employee contribution
requirement, civilian workers,1 National Compensation Survey, March
2011

(All workers with long-term disability coverage = 100 percent)

Characteristics

Employee
contribution
required

Employee
contribution not
required

All workers

9

91

Worker characteristics

   

Management, professional, and related

10

90

    Management, business, and financial

9

91

    Professional and related

10

90

        Teachers

17

83

            Primary, secondary, and special education
             school teachers

20

80

        Registered nurses

8

92

Service

11

89

    Protective service

17

83

Sales and office

9

91

    Sales and related

10

90

    Office and administrative support

9

91

Natural resources, construction, and maintenance

10

90

    Construction, extraction, farming, fishing, and
     forestry

8

92

    Installation, maintenance, and repair

11

89

Production, transportation, and material moving

8

92

    Production

8

92

    Transportation and material moving

7

93

Full time

10

90

Union

13

87

Nonunion

9

91

Average wage within the following categories:2

   

    Lowest 25 percent

8

92

    Second 25 percent

10

90

    Third 25 percent

10

90

    Highest 25 percent

9

91

        Highest 10 percent

10

90

Establishment characteristics

   

Goods-producing industries

9

91

Service-providing industries

10

90

    Education and health services

12

88

        Educational services

17

83

            Elementary and secondary schools

20

80

            Junior colleges, colleges, and universities

12

88

        Health care and social assistance

9

91

            Hospitals

9

91

    Public administration

16

84

1 to 99 workers

7

93

    1 to 49 workers

8

92

    50 to 99 workers

5

95

100 workers or more

10

90

    100 to 499 workers

8

92

    500 workers or more

12

88

Geographic areas

   

New England

5

95

Middle Atlantic

8

92

East North Central

13

87

West North Central

5

95

South Atlantic

8

92

East South Central

8

92

West South Central

10

90

Pacific

8

92

1Includes workers in the private nonfarm economy except those in private households, and workers in
the public sector, except the federal government. See Technical Note for further explanation.

2The categories are based on the average wage for each occupation surveyed, which may include
workers with earnings both above and below the threshold. The average wages are based on the
estimates published in the "National Compensation Survey: Occupational Earnings in the United States,
2010." See Technical Note for more details.


NOTE: Because of rounding, sums of individual items may not equal totals. For definitions of major plans,
key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20102011.htm.