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Employee Benefits Survey
EBS EBS Program Links

Retirement benefit combinations: Access

Table 3. Retirement benefit combinations: Access, civilian
workers,1 National Compensation Survey, March 2014

(All workers = 100 percent)

Characteristics

Defined
benefit and
defined
contribution

Defined
benefit only

Defined
contribution
only

All workers

16

12

40

Worker characteristics

     

Management, professional, and related

25

18

40

    Management, business, and financial

30

9

47

    Professional and related

23

22

38

        Teachers

23

49

14

            Primary, secondary, and special education
             school teachers

23

65

7

        Registered nurses

29

10

41

Service

6

11

28

    Protective service

18

33

28

Sales and office

14

8

49

    Sales and related

7

4

56

    Office and administrative support

18

10

45

Natural resources, construction, and maintenance

18

12

39

    Construction, extraction, farming, fishing, and
     forestry

17

16

31

    Installation, maintenance, and repair

20

9

46

Production, transportation, and material moving

14

11

45

    Production

17

6

52

    Transportation and material moving

12

16

39

Full time

20

14

45

Part time

4

7

26

Union

33

49

12

Nonunion

13

6

45

Average wage within the following categories2:

     

    Lowest 25 percent

3

5

33

        Lowest 10 percent

1

3

25

    Second 25 percent

12

11

47

    Third 25 percent

20

16

45

    Highest 25 percent

32

19

38

        Highest 10 percent

34

16

40

Establishment characteristics

     

Goods-producing industries

21

6

49

Service-providing industries

15

13

39

    Education and health services

17

25

35

        Educational services

22

51

14

            Elementary and secondary schools

21

65

5

            Junior colleges, colleges, and universities

28

25

34

        Health care and social assistance

14

8

48

            Hospitals

36

14

40

    Public administration

31

54

6

1 to 99 workers

6

4

40

    1 to 49 workers

5

3

38

    50 to 99 workers

9

8

48

100 workers or more

25

20

40

    100 to 499 workers

15

12

51

    500 workers or more

35

27

29

Geographic areas

     

Northeast

18

14

36

    New England

15

13

39

    Middle Atlantic

19

15

34

South

15

11

43

    South Atlantic

18

8

42

    East South Central

12

17

42

    West South Central

12

12

44

Midwest

18

11

43

    East North Central

19

10

41

    West North Central

15

12

47

West

13

14

37

    Mountain

11

11

41

    Pacific

14

16

35

1Includes workers in the private nonfarm economy except those in private households, and
workers in the public sector, except the federal government. See Technical Note for further explanation.

2Surveyed occupations are classified into wage categories based on the average wage for the
occupation, which may include workers with earnings both above and below the threshold.  The
categories were formed using percentile estimates generated using ECEC data for March 2014.


Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee
Benefit Terms" at www.bls.gov/ncs/ebs/glossary20132014.htm.