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Employee Benefits Survey
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Medical care benefits, family coverage: Employer and employee premiums by employee contribution requirement

Table 13. Medical care benefits, family coverage: Employer and employee premiums by employee
contribution requirement, civilian workers,1 National Compensation Survey, March 2014

(All workers with family coverage medical care benefits = 100 percent)

Characteristics

Total

Employee contribution not
required

Employee contribution required

Percent of
participating
employees

Average
flat monthly
employer
premium

Percent of
participating
employees

Average
flat monthly
employer
premium

Percent of
participating
employees

Average
flat monthly
employer
premium

Average
flat monthly
employee
contribution

All workers

100

$942.25

9

$1,262.15

91

$913.77

$449.04

Worker characteristics

             

Management, professional, and related

100

989.85

8

1,302.28

92

964.01

453.41

    Management, business, and financial

100

987.21

7

1,401.67

93

958.20

443.44

    Professional and related

100

991.05

8

1,265.94

92

966.70

458.02

        Teachers

100

973.20

11

1,269.04

89

935.21

512.21

            Primary, secondary, and special education
             school teachers

100

962.40

14

1,270.58

86

914.44

542.23

        Registered nurses

100

1,018.63

3

1,376.55

97

1,005.84

444.80

Service

100

882.63

9

1,277.54

91

846.22

473.28

    Protective service

100

1,101.26

9

1,360.53

91

1,076.84

390.42

Sales and office

100

880.25

7

1,132.97

93

862.14

455.68

    Sales and related

100

768.83

5

1,098.80

95

753.19

457.18

    Office and administrative support

100

924.51

8

1,141.11

92

906.83

455.07

Natural resources, construction, and maintenance

100

934.20

17

1,370.25

83

868.57

480.95

    Construction, extraction, farming, fishing, and
     forestry

100

935.62

25

1,336.19

75

849.37

499.19

    Installation, maintenance, and repair

100

933.16

10

1,415.73

90

881.35

468.81

Production, transportation, and material moving

100

975.61

10

1,240.21

90

948.94

391.78

    Production

100

990.44

9

1,249.26

91

968.88

380.38

    Transportation and material moving

100

958.80

12

1,232.92

88

925.54

405.15

Full time

100

949.53

9

1,273.17

91

920.34

446.65

Part time

100

821.84

8

1,030.91

92

807.25

487.72

Union

100

1,171.45

24

1,318.04

76

1,130.03

389.49

Nonunion

100

882.83

5

1,192.45

95

867.96

461.65

Average wage within the following categories2:

             

    Lowest 25 percent

100

723.22

5

1,019.05

95

712.41

509.41

        Lowest 10 percent

100

650.47

6

849.57

94

642.62

499.73

    Second 25 percent

100

890.07

6

1,170.28

94

871.48

454.36

    Third 25 percent

100

968.70

9

1,215.57

91

944.85

432.95

    Highest 25 percent

100

1,038.09

12

1,365.28

88

998.49

435.74

        Highest 10 percent

100

1,062.47

11

1,344.82

89

1,028.19

425.65

Establishment characteristics

             

Goods-producing industries

100

996.59

12

1,290.71

88

964.36

395.33

Service-providing industries

100

930.60

8

1,254.41

92

903.17

460.29

    Education and health services

100

948.22

7

1,203.65

93

928.74

491.45

        Educational services

100

936.75

9

1,315.50

91

900.48

512.24

            Elementary and secondary schools

100

912.55

11

1,334.22

89

860.56

561.60

            Junior colleges, colleges, and universities

100

1,009.62

4

1,272.04

96

998.20

410.82

        Health care and social assistance

100

958.26

6

1,052.08

94

952.66

473.86

            Hospitals

100

1,077.02

5

1,327.18

95

1,063.78

404.53

    Public administration

100

1,120.24

10

1,289.19

90

1,103.52

370.41

1 to 99 workers

100

841.74

10

1,209.47

90

805.02

515.31

    1 to 49 workers

100

824.49

11

1,207.60

89

782.08

519.78

    50 to 99 workers

100

880.92

8

1,215.45

92

855.50

505.48

100 workers or more

100

999.37

8

1,297.64

92

974.63

411.95

    100 to 499 workers

100

940.85

7

1,273.80

93

920.59

427.19

    500 workers or more

100

1,047.67

10

1,309.86

90

1,020.96

398.88

Geographic areas

             

Northeast

100

1,114.79

16

1,315.40

84

1,078.61

413.08

    New England

100

1,103.00

9

1,294.99

91

1,087.46

408.52

    Middle Atlantic

100

1,118.78

18

1,318.29

82

1,075.23

414.82

South

100

823.50

3

1,246.05

97

811.54

484.76

    South Atlantic

100

850.06

3

1,265.23

97

837.18

487.95

    East South Central

100

777.04

4

1,366.25

96

758.91

466.76

    West South Central

100

802.87

3

1,121.68

97

795.64

488.49

Midwest

100

965.16

9

1,216.46

91

941.84

420.60

    East North Central

100

999.85

10

1,216.61

90

976.98

401.25

    West North Central

100

893.31

7

1,215.97

93

871.55

459.30

West

100

952.52

11

1,237.84

89

920.27

448.96

    Mountain

100

888.62

8

1,088.65

92

873.13

426.51

    Pacific

100

980.06

12

1,278.28

88

941.57

459.09

1Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.

2Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above
and below the threshold.  The categories were formed using percentile estimates generated using ECEC data for March 2014.


Note: Because of rounding, sums of individual items may not equal totals. For definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20132014.htm.