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Employee Benefits Survey
EBS EBS Program Links

Standard Errors
Medical care benefits, family coverage: Employer and employee premiums by employee contribution requirement

Table 13. Standard errors for medical care benefits, family coverage: Employer and employee
premiums by employee contribution requirement, civilian workers,1 National Compensation
Survey, March 2014

Characteristics

Average
flat monthly
employer
premium

Employee contribution not
required

Employee contribution required

Percent of
participating
employees

Average
flat monthly
employer
premium

Percent of
participating
employees

Average
flat monthly
employer
premium

Average
flat monthly
employee
contribution

All workers

$8.92

0.4

$14.93

0.4

$8.95

$4.50

Worker characteristics

           

Management, professional, and related

9.57

0.6

29.60

0.6

9.77

7.05

    Management, business, and financial

14.78

0.9

107.90

0.9

12.51

7.74

    Professional and related

11.73

0.7

25.74

0.7

11.90

9.23

        Teachers

19.58

1.5

48.79

1.5

20.16

13.37

            Primary, secondary, and special education
             school teachers

23.11

1.9

52.40

1.9

24.23

16.55

        Registered nurses

32.09

0.7

103.31

0.7

32.55

24.86

Service

29.78

1.2

25.54

1.2

29.32

11.39

    Protective service

23.62

1.3

52.94

1.3

24.87

14.95

Sales and office

9.88

0.5

38.95

0.5

9.78

5.85

    Sales and related

15.68

0.8

75.79

0.8

14.62

9.35

    Office and administrative support

11.51

0.7

43.55

0.7

11.83

7.73

Natural resources, construction, and maintenance

24.61

1.6

64.74

1.6

24.77

12.44

    Construction, extraction, farming, fishing, and
     forestry

48.17

2.5

111.27

2.5

46.97

18.12

    Installation, maintenance, and repair

28.14

1.7

47.09

1.7

27.93

16.19

Production, transportation, and material moving

15.20

1.0

27.14

1.0

16.22

8.55

    Production

21.12

1.0

31.01

1.0

22.44

11.05

    Transportation and material moving

20.33

1.4

36.35

1.4

20.81

12.42

Full time

9.09

0.4

14.60

0.4

9.12

4.67

Part time

21.20

1.0

88.29

1.0

21.30

12.68

Union

15.28

1.3

32.40

1.3

12.20

6.87

Nonunion

9.04

0.5

37.57

0.5

9.66

4.98

Average wage within the following categories2:

           

    Lowest 25 percent

16.74

0.7

84.07

0.7

16.59

12.19

        Lowest 10 percent

23.56

1.4

147.27

1.4

23.36

26.17

    Second 25 percent

13.84

0.6

35.52

0.6

14.37

8.49

    Third 25 percent

14.47

0.7

34.44

0.7

13.84

6.29

    Highest 25 percent

7.88

0.7

16.87

0.7

7.82

6.06

        Highest 10 percent

13.12

1.0

33.67

1.0

12.35

8.62

Establishment characteristics

           

Goods-producing industries

17.29

0.9

47.52

0.9

16.92

8.97

Service-providing industries

9.54

0.5

17.46

0.5

9.86

5.14

    Education and health services

17.14

0.6

41.51

0.6

16.88

10.66

        Educational services

16.20

0.7

32.77

0.7

16.58

10.43

            Elementary and secondary schools

19.46

1.0

37.03

1.0

19.16

11.76

            Junior colleges, colleges, and universities

31.30

0.8

45.49

0.8

32.46

21.10

        Health care and social assistance

25.65

1.0

61.81

1.0

25.41

15.44

            Hospitals

15.41

0.9

36.99

0.9

15.76

12.76

    Public administration

17.97

0.8

35.88

0.8

19.42

10.28

1 to 99 workers

15.18

0.8

30.16

0.8

16.64

9.13

    1 to 49 workers

19.35

1.2

38.38

1.2

19.53

12.34

    50 to 99 workers

26.67

1.1

58.25

1.1

26.51

12.53

100 workers or more

7.81

0.5

23.17

0.5

7.66

4.16

    100 to 499 workers

12.63

0.6

39.92

0.6

13.03

5.69

    500 workers or more

8.27

0.7

23.69

0.7

8.71

6.24

Geographic areas

           

Northeast

22.43

0.9

24.31

0.9

24.45

7.58

    New England

15.87

1.3

76.34

1.3

18.58

11.33

    Middle Atlantic

32.31

1.2

27.15

1.2

36.28

9.67

South

12.87

0.5

62.69

0.5

13.33

8.90

    South Atlantic

14.50

0.8

104.17

0.8

16.19

14.01

    East South Central

33.38

1.1

27.19

1.1

32.48

21.54

    West South Central

25.98

0.5

88.08

0.5

25.48

12.31

Midwest

19.61

1.1

27.70

1.1

19.02

10.76

    East North Central

16.97

1.4

33.17

1.4

17.11

8.32

    West North Central

45.78

1.7

48.42

1.7

41.66

26.98

West

18.99

0.9

25.48

0.9

18.34

6.12

    Mountain

17.16

1.7

73.99

1.7

20.31

8.07

    Pacific

26.22

1.1

24.38

1.1

25.32

8.18

1Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal
government. See Technical Note for further explanation.

2Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with
earnings both above and below the threshold.  The categories were formed using percentile estimates generated using ECEC data for March 2014.


Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20132014.htm.