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Employee Benefits Survey
EBS EBS Program Links

Health-related benefits: Access

Table 42. Health-related benefits: Access, civilian workers,1
National Compensation Survey, March 2014

(All workers = 100 percent)

Characteristics

Long-term
care
insurance2

Retiree health care
benefits3

Under age
65

Age 65 and
over

All workers

18

24

22

Worker characteristics

     

Management, professional, and related

30

37

34

    Management, business, and financial

35

37

34

    Professional and related

27

37

34

        Teachers

26

60

55

            Primary, secondary, and special education
             school teachers

19

65

57

        Registered nurses

25

22

17

Service

9

13

11

    Protective service

18

47

41

Sales and office

17

22

20

    Sales and related

11

14

13

    Office and administrative support

21

26

24

Natural resources, construction, and maintenance

13

20

19

    Construction, extraction, farming, fishing, and
     forestry

6

16

15

    Installation, maintenance, and repair

19

23

21

Production, transportation, and material moving

12

19

16

    Production

11

17

15

    Transportation and material moving

13

21

17

Full time

21

28

25

Part time

8

11

11

Union

25

59

52

Nonunion

17

18

17

Average wage within the following categories4:

     

    Lowest 25 percent

7

8

7

        Lowest 10 percent

5

5

5

    Second 25 percent

14

20

18

    Third 25 percent

22

29

27

    Highest 25 percent

33

43

39

        Highest 10 percent

38

45

42

Establishment characteristics

     

Goods-producing industries

14

19

17

Service-providing industries

19

25

22

    Education and health services

22

34

30

        Educational services

30

62

57

            Elementary and secondary schools

21

66

60

            Junior colleges, colleges, and universities

53

63

61

        Health care and social assistance

16

14

11

            Hospitals

29

31

23

    Public administration

27

73

68

1 to 99 workers

9

8

7

    1 to 49 workers

7

6

6

    50 to 99 workers

13

13

11

100 workers or more

27

39

35

    100 to 499 workers

18

24

22

    500 workers or more

36

53

48

Geographic areas

     

Northeast

16

25

24

    New England

17

23

24

    Middle Atlantic

16

26

24

South

21

25

22

    South Atlantic

23

24

21

    East South Central

19

27

23

    West South Central

19

27

22

Midwest

16

22

20

    East North Central

16

22

21

    West North Central

15

22

18

West

19

22

21

    Mountain

16

20

19

    Pacific

20

23

22

1Includes workers in the private nonfarm economy except those in private households, and
workers in the public sector, except the federal government. See Technical Note for further explanation.

2A health plan that provides long-term (more than 1 year) custodial care, home care, or nursing
home care. The plan, although sponsored by the employer, may be fully paid for by the employee.

3A health plan that provides coverage to a retiree beyond what is mandated by COBRA or other
health continuation laws. The plan, although sponsored by the employer, may be fully paid for by the
employee.

4Surveyed occupations are classified into wage categories based on the average wage for the
occupation, which may include workers with earnings both above and below the threshold.  The
categories were formed using percentile estimates generated using ECEC data for March 2014.


Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee
Benefit Terms" at www.bls.gov/ncs/ebs/glossary20132014.htm.