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Employee Benefits Survey
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Healthcare benefits: Access, participation, and take-up rates

Table 9. Health care benefits: Access, participation, and take-up rates,1 private industry workers,  National Compensation Survey, March 2014

(All workers = 100 percent)

Characteristics

Health care2

Medical care

Dental care

Vision care

Outpatient prescription drug
coverage

Access

Participation

Take-up
rate

Access

Participation

Take-up
rate

Access

Participation

Take-up
rate

Access

Participation

Take-up
rate

Access

Participation

Take-up
rate

All workers

70

55

79

69

50

72

45

35

77

24

19

78

68

49

72

Worker characteristics

                             

Management, professional, and related

87

73

84

87

66

76

63

51

80

33

26

80

85

64

76

    Management, business, and financial

95

82

86

95

72

76

70

57

82

35

29

81

93

70

76

    Professional and related

83

69

83

83

63

76

60

47

78

32

25

79

80

61

76

Service

40

25

63

40

23

59

22

14

65

13

9

69

39

23

58

    Protective service

43

29

68

43

28

65

26

17

64

13

9

73

43

28

65

Sales and office

71

55

78

71

50

71

46

35

77

22

17

77

69

49

71

    Sales and related

61

45

75

61

41

67

38

29

76

15

12

78

59

40

67

    Office and administrative support

77

62

80

77

56

73

51

40

78

26

20

77

76

55

72

Natural resources, construction, and maintenance

77

62

81

76

59

77

44

34

79

29

23

81

75

58

77

    Construction, extraction, farming, fishing, and
     forestry

69

56

82

69

54

80

38

31

82

28

23

84

67

53

79

    Installation, maintenance, and repair

83

67

81

83

63

76

48

37

77

29

23

78

82

62

76

Production, transportation, and material moving

77

62

81

76

57

75

48

38

80

26

21

81

75

56

75

    Production

85

69

82

84

64

76

54

43

80

28

22

79

83

63

76

    Transportation and material moving

69

55

80

69

50

73

43

34

79

25

21

84

67

49

73

Full time

86

69

80

86

63

74

56

44

79

30

23

79

84

62

74

Part time

23

14

60

23

12

54

13

8

62

7

5

72

22

12

54

Union

94

83

88

94

78

83

73

61

84

58

50

85

93

77

83

Nonunion

67

52

78

67

47

71

43

32

76

21

16

76

65

46

71

Average wage within the following categories3:

                             

    Lowest 25 percent

34

21

62

34

20

57

17

11

63

9

6

68

33

19

57

        Lowest 10 percent

20

11

55

20

10

51

10

5

55

6

3

57

20

10

51

    Second 25 percent

74

57

77

74

52

70

46

34

75

22

17

77

72

50

70

    Third 25 percent

86

71

83

86

66

77

56

45

81

30

24

80

84

65

76

    Highest 25 percent

93

79

85

93

71

77

70

57

81

40

32

80

91

70

77

        Highest 10 percent

95

83

87

94

74

78

77

62

81

43

35

81

93

73

78

Establishment characteristics

                             

Goods-producing industries

86

72

84

86

67

78

56

46

82

32

26

82

84

65

78

    Construction

70

55

79

70

54

77

38

31

83

24

21

87

68

52

77

    Manufacturing

93

78

85

92

72

78

64

52

82

36

29

80

90

70

78

Service-providing industries

66

51

78

66

47

71

43

33

76

22

17

77

65

46

71

    Trade, transportation, and utilities

71

56

78

71

50

71

45

35

77

21

17

82

70

49

71

        Wholesale trade

87

72

83

87

67

78

51

42

82

28

24

84

85

66

78

        Retail trade

61

44

72

61

39

65

37

27

71

15

11

78

59

39

65

        Transportation and warehousing

84

70

83

84

62

73

58

48

82

31

26

84

84

61

73

        Utilities

99

92

93

99

84

85

80

74

92

55

50

90

98

83

85

    Information

92

75

82

92

67

73

78

59

76

57

40

70

91

66

73

    Financial activities

88

75

84

88

67

76

68

54

79

27

20

75

87

66

76

        Finance and insurance

93

79

86

93

72

78

76

59

79

29

22

75

92

71

77

            Credit intermediation and related activities

94

79

84

94

72

76

79

59

75

28

21

74

93

70

76

            Insurance carriers and related activities

90

78

87

90

70

78

70

58

83

30

23

76

89

69

78

        Real estate and rental and leasing

74

58

79

74

52

71

43

36

83

20

15

75

72

51

71

    Professional and business services

68

54

81

67

49

73

44

36

80

26

21

81

66

48

73

        Professional and technical services

84

70

83

84

65

78

57

48

84

35

29

83

81

63

77

        Administrative and waste services

45

33

73

45

30

67

23

17

73

13

10

77

44

29

65

    Education and health services

75

57

76

75

53

71

46

34

74

22

16

74

73

51

70

        Educational services

78

65

83

78

59

76

52

40

76

25

17

68

77

58

75

            Junior colleges, colleges, and universities

90

76

84

90

70

78

63

48

76

33

22

65

90

70

78

        Health care and social assistance

75

56

75

74

52

70

44

33

74

21

16

76

72

50

69

    Leisure and hospitality

31

19

60

31

17

55

19

12

62

14

9

67

30

16

56

        Accommodation and food services

30

17

55

30

15

51

19

11

59

14

9

64

28

14

51

    Other services

50

39

78

49

36

73

28

20

74

17

13

76

48

35

73

1 to 99 workers

57

43

75

57

41

71

31

23

75

16

12

75

55

39

71

    1 to 49 workers

54

40

75

53

38

71

27

20

75

13

10

75

51

36

71

    50 to 99 workers

69

53

77

69

49

71

41

30

74

24

18

74

67

48

71

100 workers or more

84

68

81

84

61

73

62

49

79

33

27

80

82

60

73

    100 to 499 workers

80

63

78

80

56

71

55

42

77

26

21

78

78

55

70

    500 workers or more

90

77

86

89

68

77

73

59

81

43

35

82

89

68

76

Geographic areas

                             

Northeast

70

55

79

69

51

73

47

36

77

24

19

77

68

49

72

    New England

68

52

77

68

47

69

47

36

76

17

12

72

64

44

68

    Middle Atlantic

71

56

79

70

52

74

47

36

77

27

21

79

69

50

73

South

70

54

77

70

49

71

42

32

76

21

16

76

68

48

71

    South Atlantic

70

54

77

70

50

71

43

32

76

23

17

74

68

49

71

    East South Central

70

53

76

70

49

69

39

29

74

18

14

79

68

47

70

    West South Central

70

54

78

70

49

71

43

33

77

19

15

77

68

48

70

Midwest

71

56

78

71

50

71

45

35

77

22

17

77

70

49

71

    East North Central

73

56

78

72

51

70

45

35

77

22

17

77

71

50

70

    West North Central

68

55

80

68

49

72

46

35

76

21

17

78

67

48

72

West

67

55

82

67

51

76

48

39

81

31

26

82

65

50

76

    Mountain

65

52

81

65

48

75

43

35

81

22

18

82

63

47

75

    Pacific

68

56

83

68

52

77

51

41

81

36

29

82

67

51

76

1The take-up rate is an estimate of the percentage of workers with access to a plan who participate in the plan, rounded for presentation. See Technical Note for more details.

2Health care is a collective term for the following benefits: medical, dental, and vision care benefits; and outpatient prescription drug coverage. If workers have access to or participate in at least one of these benefits, they are considered as having access to or
participating in health care.

3Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold.  The categories were formed using percentile estimates generated using
ECEC data for March 2014.


Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20132014.htm.