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Employee Benefits Survey
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Standard Errors
Short-term disability plans: Method of funding

Table 22. Standard errors for short-term disability plans: Method of funding, State
and local government workers, National Compensation Survey, March 2015

Characteristics

Non-
commercially
insured1

Commercially
insured

Legally
required

Other

All workers

2.4

2.4

Worker characteristics

       

Management, professional, and related

2.8

2.8

1.3

0.7

    Professional and related

2.9

2.8

1.5

0.8

        Teachers

4.3

4.3

2.7

0.7

            Primary, secondary, and special education
             school teachers

4.6

4.9

Service

4.1

3.8

1.8

0.9

    Protective service

6.5

6.2

Sales and office

4.4

3.8

1.3

1.4

    Office and administrative support

4.1

3.6

1.5

1.3

Natural resources, construction, and maintenance

6.5

6.1

Production, transportation, and material moving

7.5

7.1

Full time

2.5

2.5

Part time

7.0

5.4

2.1

2.7

Union

3.4

3.2

Nonunion

3.3

3.2

0.2

1.0

Average wage within the following categories:2

       

    Lowest 25 percent

4.7

4.3

        Lowest 10 percent

7.8

6.6

    Second 25 percent

3.4

3.3

1.3

0.9

    Third 25 percent

3.3

3.4

1.2

0.7

    Highest 25 percent

2.7

2.3

2.2

0.5

        Highest 10 percent

2.2

2.7

Establishment characteristics

       

Service-providing industries

2.4

2.4

    Education and health services

3.4

3.6

1.3

0.8

        Educational services

4.1

4.2

1.5

0.9

            Elementary and secondary schools

4.4

4.7

1.6

1.2

            Junior colleges, colleges, and universities

4.1

2.7

        Health care and social assistance

4.7

5.4

            Hospitals

5.2

6.1

    Public administration

4.4

4.3

1 to 99 workers

8.4

8.5

    1 to 49 workers

12.3

12.3

    50 to 99 workers

12.5

100 workers or more

2.4

2.4

    100 to 499 workers

5.3

4.5

    500 workers or more

2.6

2.7

0.8

0.7

State government

3.4

1.8

Local government

2.3

2.4

1.2

0.8

Geographic areas

       

Northeast

3.2

3.4

    New England

22.1

    Middle Atlantic

3.1

3.5

South

6.2

6.4

0.9

    South Atlantic

7.3

7.6

0.9

    West South Central

12.4

12.8

Midwest

4.0

3.4

    East North Central

4.2

3.2

    West North Central

10.2

10.4

West

5.0

4.8

1.3

1.1

    Mountain

8.9

    Pacific

3.9

2.5

1Employer assumes all risks and expenses of providing the benefit.

2Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may
include workers with earnings both above and below the threshold.  The categories were formed using percentile estimates
generated using wage data for March 2015.


Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key
provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20142015.htm.