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Employee Benefits Survey
EBS EBS Program Links

Medical care benefits, family coverage: Employee participation by type of contribution

Table 14. Medical care benefits, family coverage: Employee participation by
type of contribution, civilian workers,1 March 2016
(All workers with contributory coverage = 100 percent)
Characteristics Family coverage
Flat dollar
amount
Varies2 Exists, but
amount
unknown
Other3
All workers
71
15
13
2
Worker characteristics
       
Management, professional, and related
71
14
13
2
    Management, business, and financial
74
12
12
2
    Professional and related
69
15
13
2
        Teachers
73
17
7
3
            Primary, secondary, and special education
             school teachers
75
14
8
4
        Registered nurses
64
15
20
2
Service
71
16
11
2
    Protective service
70
15
9
6
Sales and office
67
19
11
2
    Sales and related
60
28
11
1
    Office and administrative support
70
16
12
2
Natural resources, construction, and maintenance
72
11
16
2
    Construction, extraction, farming, fishing, and
     forestry
69
17
    Installation, maintenance, and repair
74
11
14
1
Production, transportation, and material moving
74
10
15
1
    Production
77
10
12
[4]
    Transportation and material moving
71
10
18
1
Full time
71
14
13
2
Part time
63
23
Union
73
10
12
5
Nonunion
70
16
13
1
Average wage within the following categories:5
       
    Lowest 25 percent
70
19
10
[4]
        Lowest 10 percent
79
14
    Second 25 percent
70
17
12
1
    Third 25 percent
72
13
13
2
    Highest 25 percent
70
13
14
3
        Highest 10 percent
71
13
13
3
Establishment characteristics
       
Goods-producing industries
74
11
14
1
Service-providing industries
70
15
13
2
    Education and health services
70
16
11
2
        Educational services
72
18
7
3
            Elementary and secondary schools
74
15
8
3
            Junior colleges, colleges, and universities
69
26
        Health care and social assistance
69
14
15
1
            Hospitals
61
19
17
3
    Public administration
69
16
6
9
1 to 99 workers
75
11
13
1
    1 to 49 workers
74
11
15
1
    50 to 99 workers
78
10
11
1
100 workers or more
68
17
12
2
    100 to 499 workers
71
15
14
1
    500 workers or more
66
19
11
3
Geographic areas
       
Northeast
72
13
11
3
    New England
80
10
9
1
    Middle Atlantic
69
15
12
4
South
72
16
11
1
    South Atlantic
71
18
    East South Central
77
17
    West South Central
70
11
17
1
Midwest
71
13
15
1
    East North Central
71
14
14
1
    West North Central
71
17
West
67
15
15
3
    Mountain
66
18
14
1
    Pacific
68
13
15
4
1Includes workers in the private nonfarm economy except those in private households, and workers in the public
sector, except the federal government. See Technical Note for further explanation.
2Based on worker attributes. For example, employee contributions may vary based on earnings, length of service,
or age.
3Includes contribution types not separately published such as composite rates, flexible benefits, and percent of
earnings.
4Less than 0.5.
5Surveyed occupations are classified into wage categories based on the average wage for the occupation, which
may include workers with earnings both above and below the threshold. The categories were formed using percentile
estimates generated using wage data for March 2016.

Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category
or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20152016.htm.

Source: Bureau of Labor Statistics, National Compensation Survey.