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Employee Benefits Survey
EBS EBS Program Links

Life insurance plans: Employee contribution requirement

Table 17. Life insurance plans: Employee contribution
requirement, State and local government workers, March 2016
(All workers with basic life insurance coverage = 100 percent)
Characteristics Employee
contribution
required
Employee
contribution not
required
All workers
11
89
Worker characteristics
   
Management, professional, and related
12
88
    Professional and related
12
88
        Teachers
11
89
            Primary, secondary, and special education
             school teachers
10
90
Service
12
88
    Protective service
10
90
Sales and office
9
91
    Office and administrative support
9
91
Natural resources, construction, and maintenance
8
92
Production, transportation, and material moving
8
92
Full time
11
89
Part time
11
89
Union
9
91
Nonunion
13
87
Average wage within the following categories:1
   
    Lowest 25 percent
12
88
    Second 25 percent
10
90
    Third 25 percent
11
89
    Highest 25 percent
12
88
        Highest 10 percent
14
86
Establishment characteristics
   
Service-providing industries
11
89
    Education and health services
12
88
        Educational services
11
89
            Elementary and secondary schools
10
90
        Health care and social assistance
13
87
            Hospitals
11
89
    Public administration
10
90
1 to 99 workers
10
90
    1 to 49 workers
8
92
100 workers or more
11
89
    100 to 499 workers
11
89
    500 workers or more
11
89
State government
16
84
Local government
9
91
Geographic areas
   
Northeast
16
84
    New England
49
51
    Middle Atlantic
6
94
South
13
87
    South Atlantic
8
92
    West South Central
7
93
Midwest
12
88
    East North Central
15
85
    West North Central
6
94
West
2
98
    Mountain
2
98
    Pacific
2
98
1Surveyed occupations are classified into wage categories based on the average wage for the
occupation, which may include workers with earnings both above and below the threshold. The
categories were formed using percentile estimates generated using wage data for March 2016.

Note: Because of rounding, sums of individual items may not equal totals. For definitions of major
plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20152016.htm.

Source: Bureau of Labor Statistics, National Compensation Survey.