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Employee Benefits Survey
EBS EBS Program Links

Standard Errors
Medical care benefits, family coverage: Employer and employee premiums by employee contribution requirement

Table 13. Standard errors for medical care benefits, family coverage: Employer and employee
premiums by employee contribution requirement, private industry workers, March 2017
Characteristics Average
flat monthly
employer
premium 		Employee contribution not
required 		Employee contribution required
Percent of
participating
employees 		Average
flat monthly
employer
premium 		Percent of
participating
employees 		Average
flat monthly
employer
premium 		Average
flat monthly
employee
contribution
All workers
$8.27
0.5
$21.70
0.5
$9.06
$5.10
Worker characteristics
           
Management, professional, and related
14.97
0.9
39.49
0.9
15.75
8.47
    Management, business, and financial
16.42
0.7
39.30
0.7
16.28
12.10
    Professional and related
19.25
1.2
53.37
1.2
20.41
10.28
Service
30.75
2.6
58.28
2.6
32.25
19.52
    Protective service
117.02
–
–
–
–
–
Sales and office
11.97
0.7
30.48
0.7
12.66
7.47
    Sales and related
18.30
1.0
52.58
1.0
19.40
14.66
    Office and administrative support
15.05
0.8
35.07
0.8
15.25
10.95
Natural resources, construction, and maintenance
15.54
1.9
46.31
1.9
18.38
13.12
    Construction, extraction, farming, fishing, and
     forestry
25.20
4.4
51.50
4.4
31.18
20.10
    Installation, maintenance, and repair
20.84
1.6
97.31
1.6
23.17
16.72
Production, transportation, and material moving
20.46
1.2
28.40
1.2
20.98
10.48
    Production
30.17
1.4
42.06
1.4
31.25
9.81
    Transportation and material moving
23.15
2.0
41.20
2.0
22.16
19.94
Full time
8.41
0.5
24.15
0.5
9.30
5.62
Part time
34.33
2.3
19.56
2.3
37.25
20.64
Union
18.42
2.4
24.10
2.4
21.69
13.63
Nonunion
9.39
0.3
30.05
0.3
9.41
5.35
Average wage within the following categories:1
           
    Lowest 25 percent
30.96
1.0
45.23
1.0
31.21
16.16
        Lowest 10 percent
38.81
1.4
25.55
1.4
41.28
35.07
    Second 25 percent
12.85
0.9
44.07
0.9
13.96
11.21
    Third 25 percent
12.22
0.7
32.25
0.7
12.21
8.36
    Highest 25 percent
11.54
0.9
29.85
0.9
12.61
8.06
        Highest 10 percent
15.00
1.3
38.95
1.3
15.81
10.01
Establishment characteristics
           
Goods-producing industries
17.79
1.4
30.11
1.4
18.55
7.88
    Construction
19.38
3.7
48.03
3.7
22.91
21.07
    Manufacturing
22.98
1.4
34.88
1.4
23.78
6.90
Service-providing industries
9.30
0.5
27.88
0.5
10.38
6.24
    Trade, transportation, and utilities
14.35
1.4
27.50
1.4
12.18
12.89
        Wholesale trade
22.55
1.1
55.61
1.1
25.21
16.75
        Retail trade
19.51
1.2
43.69
1.2
20.77
17.04
        Transportation and warehousing
34.85
3.5
50.56
3.5
31.97
27.23
        Utilities
35.17
–
–
–
–
–
    Information
26.07
2.1
48.05
2.1
25.42
11.89
    Financial activities
21.87
0.6
28.40
0.6
21.57
12.27
        Finance and insurance
9.89
0.3
65.64
0.3
10.31
5.39
            Credit intermediation and related activities
12.53
0.4
31.52
0.4
12.43
8.19
            Insurance carriers and related activities
19.85
0.7
111.31
0.7
20.06
11.25
        Real estate and rental and leasing
85.23
–
–
–
–
–
    Professional and business services
18.64
0.9
103.79
0.9
18.58
14.35
        Professional and technical services
28.91
1.7
113.76
1.7
27.98
21.19
        Administrative and waste services
28.92
1.5
151.23
1.5
24.80
25.28
    Education and health services
25.31
1.3
39.47
1.3
26.90
14.39
        Educational services
36.29
1.3
63.77
1.3
37.37
20.18
            Junior colleges, colleges, and universities
36.47
0.7
65.00
0.7
36.96
20.15
        Health care and social assistance
29.72
1.6
45.65
1.6
31.33
16.42
    Leisure and hospitality
51.72
–
–
–
–
–
        Accommodation and food services
51.16
–
–
–
–
–
    Other services
76.17
3.8
110.97
3.8
75.49
41.77
1 to 99 workers
13.98
0.7
35.56
0.7
14.61
9.74
    1 to 49 workers
14.61
0.9
43.87
0.9
14.79
10.34
    50 to 99 workers
25.30
0.9
55.96
0.9
25.95
20.51
100 workers or more
9.69
0.7
20.75
0.7
10.66
6.34
    100 to 499 workers
14.85
0.8
25.07
0.8
13.70
10.13
    500 workers or more
11.17
1.3
34.95
1.3
12.85
6.76
Geographic areas
           
Northeast
14.41
1.3
49.09
1.3
22.54
8.96
    New England
32.62
1.5
77.32
1.5
36.30
20.95
    Middle Atlantic
18.16
1.9
57.21
1.9
29.59
9.33
South
16.20
0.8
28.73
0.8
16.74
9.35
    South Atlantic
22.74
1.3
42.17
1.3
23.35
12.24
    East South Central
43.72
1.8
39.39
1.8
50.41
10.49
    West South Central
26.12
0.9
46.31
0.9
25.19
20.46
Midwest
11.70
1.1
57.10
1.1
11.21
11.30
    East North Central
13.87
1.5
65.23
1.5
12.71
13.01
    West North Central
21.54
1.1
118.55
1.1
21.62
20.21
West
18.96
1.0
32.94
1.0
19.99
9.62
    Mountain
32.48
0.9
85.84
0.9
42.02
12.65
    Pacific
23.18
1.4
33.31
1.4
21.48
12.84
1Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with
earnings both above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2017.

Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related
terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20162017.htm.

Source: Bureau of Labor Statistics, National Compensation Survey.