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Employee Benefits Survey
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Defined contribution retirement plans: Selected attributes

Table 8. Defined contribution retirement plans: Selected attributes, civilian
workers,1 March 2018
(All workers participating in defined contribution plans = 100 percent)
Characteristics Employee contribution Employee contribution
option
Required Not required Pretax Not pretax
All workers
68
32
83
17
Worker characteristics
       
Management, professional, and related
66
34
83
17
    Management, business, and financial
68
32
85
15
    Professional and related
64
36
82
18
        Teachers
71
29
93
7
            Primary, secondary, and special education
             school teachers
76
24
96
4
        Registered nurses
60
40
76
24
Service
65
35
83
17
    Protective service
72
28
92
8
Sales and office
71
29
84
16
    Sales and related
77
23
86
14
    Office and administrative support
68
32
84
16
Natural resources, construction, and maintenance
65
35
82
18
    Construction, extraction, farming, fishing, and
     forestry
55
45
77
23
    Installation, maintenance, and repair
72
28
86
14
Production, transportation, and material moving
71
29
84
16
    Production
72
28
84
16
    Transportation and material moving
70
30
84
16
Full time
68
32
84
16
Part time
67
33
83
17
Union
65
35
81
19
Nonunion
68
32
84
16
Average wage within the following categories:2
       
    Lowest 25 percent
74
26
83
17
        Lowest 10 percent
70
30
78
22
    Second 25 percent
70
30
85
15
    Third 25 percent
65
35
84
16
    Highest 25 percent
66
34
83
17
        Highest 10 percent
64
36
83
17
Establishment characteristics
       
Goods-producing industries
68
32
82
18
Service-providing industries
68
32
84
16
    Education and health services
59
41
81
19
        Educational services
67
33
90
10
            Elementary and secondary schools
69
31
91
9
            Junior colleges, colleges, and universities
65
35
88
12
        Health care and social assistance
58
42
78
22
            Hospitals
63
37
80
20
    Public administration
67
33
90
10
1 to 99 workers
66
34
84
16
    1 to 49 workers
64
36
83
17
    50 to 99 workers
68
32
85
15
100 workers or more
69
31
83
17
    100 to 499 workers
72
28
86
14
    500 workers or more
66
34
81
19
Geographic areas
       
Northeast
62
38
82
18
    New England
59
41
81
19
    Middle Atlantic
63
37
83
17
South
72
28
81
19
    South Atlantic
70
30
80
20
    East South Central
77
23
81
19
    West South Central
75
25
83
17
Midwest
67
33
85
15
    East North Central
66
34
85
15
    West North Central
69
31
83
17
West
67
33
87
13
    Mountain
68
32
87
13
    Pacific
66
34
87
13
1Includes workers in private industry and state and local government. See Technical Note for further explanation.
2Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may
include workers with earnings both above and below the threshold. The categories were formed using percentile estimates
generated using wage data for March 2018.

Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or
data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/national-compensation-survey-glossary-of-employee-benefit-terms.htm.

Source: U.S. Bureau of Labor Statistics, National Compensation Survey.