Short-term disability plans: Method of funding

Table 22. Short-term disability plans: Method of funding, State and local
government workers, March 2018
(All workers with short-term disability coverage = 100 percent)
Characteristics Non-
commercially
insured1
Commercially
insured
Legally
required
Other
All workers
46
43
Worker characteristics
       
Management, professional, and related
49
41
    Professional and related
50
40
        Teachers
54
34
            Primary, secondary, and special education
             school teachers
52
41
Service
36
49
    Protective service
33
54
Sales and office
45
44
    Office and administrative support
45
45
Natural resources, construction, and maintenance
41
49
Production, transportation, and material moving
54
40
Full time
47
44
9
[2]
Part time
31
36
Union
37
45
16
1
Nonunion
53
42
Average wage within the following categories:3
       
    Lowest 25 percent
40
47
        Lowest 10 percent
29
52
    Second 25 percent
42
48
    Third 25 percent
53
37
    Highest 25 percent
45
43
        Highest 10 percent
45
43
Establishment characteristics
       
Service-providing industries
46
43
    Education and health services
50
40
        Educational services
49
39
            Elementary and secondary schools
44
46
            Junior colleges, colleges, and universities
59
24
        Health care and social assistance
52
45
            Hospitals
56
44
    Public administration
38
48
1 to 99 workers
52
36
    1 to 49 workers
61
26
    50 to 99 workers
41
47
100 workers or more
44
45
    100 to 499 workers
43
42
    500 workers or more
44
46
State government
65
23
Local government
38
52
9
1
Geographic areas
       
Northeast
44
37
    New England
60
40
    Middle Atlantic
44
40
South
65
35
    South Atlantic
74
26
    East South Central
60
    West South Central
40
60
Midwest
47
52
    East North Central
47
51
    West North Central
45
55
West
47
47
    Mountain
33
67
    Pacific
53
38
1Employer assumes all risks and expenses of providing the benefit.
2Less than 0.5.
3Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may
include workers with earnings both above and below the threshold. The categories were formed using percentile estimates
generated using wage data for March 2018.

Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data
did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/national-compensation-survey-glossary-of-employee-benefit-terms.htm.

Source: U.S. Bureau of Labor Statistics, National Compensation Survey.