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Employee Benefits Survey
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Short-term disability plans: Maximum benefit amounts

Table 27. Short-term disability plans: Maximum benefit amounts, private industry workers, March 2018
(All workers with fixed percent of annual earnings short-term disability coverage = 100 percent)
Characteristics With
maximum
benefit
amount
Maximum weekly benefit amount1 With no
maximum
benefit
amount
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
All workers
76
$170
$250
$633
$1,500
$2,500
24
Worker characteristics
             
Management, professional, and related
73
170
500
1,000
2,300
3,000
27
    Management, business, and financial
77
170
559
1,000
2,000
2,889
23
    Professional and related
71
170
500
1,000
2,309
3,000
29
Service
75
170
170
500
637
1,500
25
Sales and office
81
170
200
633
1,500
2,500
19
    Sales and related
85
170
200
500
1,400
15
    Office and administrative support
80
170
200
700
1,666
2,500
20
Natural resources, construction, and maintenance
78
170
260
594
1,000
2,000
22
    Installation, maintenance, and repair
75
170
350
600
1,300
2,500
25
Production, transportation, and material moving
73
170
350
584
1,000
1,730
27
    Production
66
170
300
633
1,500
2,500
34
    Transportation and material moving
79
170
500
1,000
1,500
21
Full time
74
170
300
677
1,500
2,500
26
Part time
88
170
170
500
633
12
Union
81
170
230
500
624
1,400
19
Nonunion
75
170
275
637
1,500
2,500
25
Average wage within the following categories:2
             
    Lowest 25 percent
81
170
170
500
637
1,666
19
    Second 25 percent
78
170
200
595
1,150
2,309
22
    Third 25 percent
75
170
500
750
1,500
2,500
25
    Highest 25 percent
72
170
500
1,000
2,000
2,500
28
        Highest 10 percent
72
170
559
1,000
2,300
2,889
28
Establishment characteristics
             
Goods-producing industries
71
170
350
700
1,400
2,500
29
    Construction
92
170
570
750
1,500
8
    Manufacturing
65
200
400
1,500
3,000
35
Service-providing industries
77
170
200
633
1,500
2,500
23
    Trade, transportation, and utilities
84
170
200
500
1,000
2,308
16
        Wholesale trade
82
170
500
636
1,250
2,308
18
        Retail trade
89
170
200
2,500
11
        Transportation and warehousing
77
170
500
615
1,500
23
    Information
75
170
1,150
1,965
2,300
2,500
25
    Financial activities
64
170
615
1,000
2,500
5,000
36
        Finance and insurance
57
1,000
1,385
3,000
5,770
43
            Credit intermediation and related activities
67
170
1,250
2,769
8,077
33
            Insurance carriers and related activities
52
1,000
1,250
2,500
48
    Professional and business services
82
170
559
2,000
2,500
18
        Professional and technical services
79
170
500
1,000
2,000
2,500
21
    Education and health services
71
170
350
637
2,000
2,500
29
        Educational services
69
170
170
595
1,000
2,000
31
            Junior colleges, colleges, and universities
43
170
170
600
1,500
2,000
57
        Health care and social assistance
71
170
500
692
2,000
2,500
29
    Leisure and hospitality
76
170
170
315
637
1,500
24
    Other services
76
170
637
1,000
1,500
24
1 to 99 workers
78
170
200
615
1,000
2,000
22
    1 to 49 workers
78
170
170
615
1,067
2,000
22
    50 to 99 workers
79
170
300
615
1,000
2,000
21
100 workers or more
74
170
300
692
2,000
3,000
26
    100 to 499 workers
77
170
250
633
1,500
2,500
23
    500 workers or more
70
170
500
2,350
3,000
30
Geographic areas
             
Northeast
89
170
170
500
637
1,500
11
    New England
77
200
500
700
1,500
2,500
23
    Middle Atlantic
91
170
170
500
633
1,000
9
South
66
200
500
1,000
2,300
2,889
34
    South Atlantic
69
200
500
1,000
2,300
3,000
31
    East South Central
56
200
500
1,000
1,500
2,500
44
    West South Central
66
250
600
1,500
2,500
2,889
34
Midwest
65
500
1,000
2,000
2,500
35
    East North Central
66
200
500
1,000
2,500
34
    West North Central
63
275
500
1,000
2,157
37
West
77
250
594
1,000
2,300
3,000
23
    Mountain
69
1,200
2,000
2,500
31
    Pacific
82
220
584
1,000
2,310
3,500
18
1The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of the
participating workers receive the same as or more than the benefit shown, and half receive the same as or less than the benefit shown. At the 25th percentile,
one-fourth of the participating workers receive the same or less than the benefit shown. The remaining percentiles follow the same logic.
2Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both
above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2018.

Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/national-compensation-survey-glossary-of-employee-benefit-terms.htm.

Source: U.S. Bureau of Labor Statistics, National Compensation Survey.