Long-term disability plans: Method of benefit payment

Table 29. Long-term disability plans: Method of benefit payment, private
industry workers, March 2018
(All workers with long-term disability coverage = 100 percent)
Characteristics Fixed
percent of
annual
earnings
Percent
varies by
annual
earnings
Flat dollar
amounts
Other
All workers
94
4
2
[1]
Worker characteristics
       
Management, professional, and related
95
4
    Management, business, and financial
95
4
    Professional and related
95
4
Service
97
    Protective service
89
Sales and office
97
2
    Sales and related
96
3
    Office and administrative support
98
2
Natural resources, construction, and maintenance
86
4
9
2
    Installation, maintenance, and repair
94
4
Production, transportation, and material moving
89
4
6
1
    Production
86
5
8
1
    Transportation and material moving
93
3
Full time
94
4
2
[1]
Part time
94
4
Union
82
2
13
2
Nonunion
96
4
Average wage within the following categories:2
       
    Lowest 25 percent
94
5
    Second 25 percent
97
2
    Third 25 percent
95
3
2
[1]
    Highest 25 percent
93
5
2
[1]
        Highest 10 percent
93
7
Establishment characteristics
       
Goods-producing industries
85
8
6
1
    Construction
77
20
    Manufacturing
88
7
4
1
Service-providing industries
96
3
1
[1]
    Trade, transportation, and utilities
93
5
2
1
        Wholesale trade
95
3
        Retail trade
92
7
        Transportation and warehousing
92
5
        Utilities
89
6
5
    Information
95
4
    Financial activities
99
1
        Finance and insurance
99
1
            Credit intermediation and related activities
99
1
            Insurance carriers and related activities
99
        Real estate and rental and leasing
98
    Professional and business services
96
        Professional and technical services
98
    Education and health services
98
2
        Educational services
97
2
            Junior colleges, colleges, and universities
96
4
        Health care and social assistance
98
    Leisure and hospitality
95
        Accommodation and food services
89
    Other services
99
1 to 99 workers
95
3
1
[1]
    1 to 49 workers
95
4
    50 to 99 workers
96
100 workers or more
94
4
2
[1]
    100 to 499 workers
96
3
1
[1]
    500 workers or more
92
5
Geographic areas
       
Northeast
95
4
    New England
98
2
    Middle Atlantic
94
5
South
94
5
    South Atlantic
97
3
    East South Central
89
8
    West South Central
92
7
Midwest
91
4
5
[1]
    East North Central
91
3
5
[1]
    West North Central
91
4
West
98
2
    Mountain
98
2
    Pacific
97
[1]
1Less than 0.5.
2Surveyed occupations are classified into wage categories based on the average wage for the occupation, which
may include workers with earnings both above and below the threshold. The categories were formed using percentile
estimates generated using wage data for March 2018.

Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category
or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/national-compensation-survey-glossary-of-employee-benefit-terms.htm.

Source: U.S. Bureau of Labor Statistics, National Compensation Survey.