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Employee Benefits Survey
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Long-term disability plans: Fixed percent of annual earnings

Table 30. Long-term disability plans: Fixed percent of annual earnings, private industry workers, March
2018
(All workers with a fixed percent of annual earnings long-term disability coverage = 100 percent)
Characteristics Fixed percent of annual earnings Mean fixed
percent of
annual
earnings
Median
fixed
percent of
annual
earnings
Less than
60 percent
60 percent 61 to 66
percent
67 percent Greater
than 67
percent
All workers
27
63
5
4
1
57.6
60.0
Worker characteristics
             
Management, professional, and related
27
62
7
5
[1]
57.7
60.0
    Management, business, and financial
22
67
6
5
1
58.1
60.0
    Professional and related
30
58
7
5
[1]
57.4
60.0
Service
31
62
2
57.1
60.0
    Protective service
30
59
57.7
60.0
Sales and office
28
63
3
5
1
57.3
60.0
    Sales and related
24
66
5
57.7
60.0
    Office and administrative support
29
62
3
5
1
57.2
60.0
Natural resources, construction, and maintenance
21
68
8
58.6
60.0
    Installation, maintenance, and repair
24
69
5
57.7
60.0
Production, transportation, and material moving
25
67
5
3
1
57.9
60.0
    Production
26
61
7
58.0
60.0
    Transportation and material moving
23
73
1
57.7
60.0
Full time
27
63
6
4
1
57.7
60.0
Part time
29
63
4
57.3
60.0
Union
33
60
5
57.3
60.0
Nonunion
26
63
6
4
1
57.7
60.0
Average wage within the following categories:2
             
    Lowest 25 percent
27
67
3
57.3
60.0
    Second 25 percent
29
63
4
4
1
57.2
60.0
    Third 25 percent
26
65
6
4
1
57.7
60.0
    Highest 25 percent
26
62
7
5
[1]
57.8
60.0
        Highest 10 percent
26
60
8
6
[1]
57.9
60.0
Establishment characteristics
             
Goods-producing industries
24
58
13
58.5
60.0
    Construction
71
58.6
60.0
    Manufacturing
25
55
13
58.6
60.0
Service-providing industries
27
64
4
4
[1]
57.5
60.0
    Trade, transportation, and utilities
23
69
4
4
1
57.9
60.0
        Wholesale trade
21
73
2
3
2
57.8
60.0
        Retail trade
19
70
7
58.5
60.0
        Transportation and warehousing
26
70
57.6
60.0
        Utilities
33
39
17
58.4
60.0
    Information
28
62
5
57.3
60.0
    Financial activities
32
58
5
57.2
60.0
        Finance and insurance
36
55
6
56.9
60.0
            Credit intermediation and related activities
35
55
7
57.1
60.0
            Insurance carriers and related activities
38
53
6
3
56.4
60.0
        Real estate and rental and leasing
83
59.7
60.0
    Professional and business services
24
67
5
57.6
60.0
        Professional and technical services
28
60
7
57.1
60.0
    Education and health services
31
62
4
57.0
60.0
        Educational services
73
10
11
61.0
60.0
            Junior colleges, colleges, and universities
76
7
8
60.8
60.0
        Health care and social assistance
37
59
56.2
60.0
    Leisure and hospitality
72
57.4
60.0
    Other services
79
60.3
60.0
1 to 99 workers
22
65
7
5
1
58.4
60.0
    1 to 49 workers
23
67
5
4
1
58.2
60.0
    50 to 99 workers
20
63
5
58.9
60.0
100 workers or more
30
62
5
4
[1]
57.2
60.0
    100 to 499 workers
23
69
4
58.0
60.0
    500 workers or more
36
55
5
56.4
60.0
Geographic areas
             
Northeast
25
68
2
4
[1]
57.7
60.0
    New England
22
68
5
58.1
60.0
    Middle Atlantic
26
69
4
57.6
60.0
South
30
63
3
4
1
57.0
60.0
    South Atlantic
29
63
3
4
1
57.0
60.0
    East South Central
25
69
4
57.5
60.0
    West South Central
33
59
4
56.7
60.0
Midwest
23
66
6
4
[1]
58.0
60.0
    East North Central
24
67
5
57.7
60.0
    West North Central
22
66
6
58.4
60.0
West
27
55
12
58.2
60.0
    Mountain
22
64
3
58.8
60.0
    Pacific
30
50
14
57.9
60.0
1Less than 0.5.
2Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both
above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2018.

Note: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/national-compensation-survey-glossary-of-employee-benefit-terms.htm.

Source: U.S. Bureau of Labor Statistics, National Compensation Survey.