Standard Errors
Long-term disability plans: Fixed percent of annual earnings

Table 30. Standard errors for long-term disability plans: Fixed percent of annual earnings, private industry
workers, March 2018
Characteristics Fixed percent of annual earnings Mean fixed
percent of
annual
earnings 		Median
fixed
percent of
annual
earnings
Less than
60 percent 		60 percent 61 to 66
percent 		67 percent Greater
than 67
percent
All workers
1.1
1.2
0.7
0.4
0.1
0.2
0.0
Worker characteristics
             
Management, professional, and related
1.4
1.7
1.1
0.7
0.1
0.2
0.0
    Management, business, and financial
2.1
2.2
0.9
0.6
0.1
0.4
0.0
    Professional and related
1.8
2.0
1.5
0.9
0.1
0.3
0.0
Service
5.4
6.1
–
0.5
–
0.6
0.0
    Protective service
8.7
10.5
–
–
–
1.2
0.0
Sales and office
1.8
1.7
0.6
0.8
0.2
0.3
0.0
    Sales and related
3.2
3.2
–
1.7
–
0.5
0.0
    Office and administrative support
2.3
2.2
0.6
0.9
0.2
0.3
0.0
Natural resources, construction, and maintenance
2.7
3.0
1.6
–
–
0.5
0.0
    Installation, maintenance, and repair
3.5
3.5
1.3
–
–
0.4
0.0
Production, transportation, and material moving
2.8
2.7
1.3
0.7
0.3
0.4
0.0
    Production
4.3
3.3
2.0
–
–
0.6
0.0
    Transportation and material moving
3.3
3.6
–
0.6
–
0.4
0.0
Full time
1.1
1.2
0.7
0.4
0.1
0.2
0.0
Part time
5.0
5.6
–
1.2
–
0.5
0.0
Union
3.8
3.2
1.4
–
–
0.4
0.0
Nonunion
1.1
1.2
0.7
0.4
0.1
0.2
0.0
Average wage within the following categories:1
             
    Lowest 25 percent
4.8
4.6
–
0.8
–
0.6
0.0
    Second 25 percent
2.4
2.6
0.8
0.6
0.3
0.3
0.0
    Third 25 percent
1.7
1.4
0.9
0.5
0.2
0.2
0.0
    Highest 25 percent
1.4
1.7
1.1
0.6
0.1
0.2
0.0
        Highest 10 percent
2.1
2.5
1.4
0.8
0.1
0.3
0.0
Establishment characteristics
             
Goods-producing industries
2.5
2.6
2.3
–
–
0.4
0.0
    Construction
–
6.7
–
–
–
1.3
0.0
    Manufacturing
2.1
2.3
2.7
–
–
0.4
0.0
Service-providing industries
1.3
1.3
0.7
0.4
0.1
0.2
0.0
    Trade, transportation, and utilities
1.9
2.5
0.9
0.5
0.4
0.3
0.0
        Wholesale trade
3.3
3.5
0.5
1.1
0.9
0.6
0.0
        Retail trade
4.2
4.3
–
1.3
–
0.6
0.0
        Transportation and warehousing
4.5
4.8
–
–
–
0.5
0.0
        Utilities
4.0
4.8
4.3
–
–
0.5
0.0
    Information
3.8
4.3
2.5
–
–
0.7
0.0
    Financial activities
1.7
1.8
–
0.9
–
0.2
0.0
        Finance and insurance
1.7
1.7
–
1.0
–
0.2
0.0
            Credit intermediation and related activities
3.0
2.9
–
1.5
–
0.4
0.0
            Insurance carriers and related activities
2.3
2.3
1.8
0.8
–
0.3
0.0
        Real estate and rental and leasing
–
4.8
–
–
–
0.5
0.0
    Professional and business services
2.7
3.4
–
1.2
–
0.4
0.0
        Professional and technical services
4.0
3.8
–
1.2
–
0.7
0.0
    Education and health services
2.7
2.5
1.6
–
–
0.3
0.0
        Educational services
–
3.0
2.7
2.9
–
0.3
0.0
            Junior colleges, colleges, and universities
–
3.2
1.3
1.5
–
0.3
0.0
        Health care and social assistance
3.0
2.9
–
–
–
0.4
0.0
    Leisure and hospitality
–
11.9
–
–
–
1.2
0.0
    Other services
–
6.5
–
–
–
0.6
0.0
1 to 99 workers
2.1
2.3
1.5
0.7
0.2
0.3
0.0
    1 to 49 workers
3.0
3.4
1.0
0.8
0.3
0.4
0.0
    50 to 99 workers
3.4
4.2
–
1.3
–
0.5
0.0
100 workers or more
1.5
1.5
0.7
0.5
0.1
0.2
0.0
    100 to 499 workers
2.5
2.5
–
0.7
–
0.3
0.0
    500 workers or more
2.1
2.2
1.1
–
–
0.3
0.0
Geographic areas
             
Northeast
2.6
2.4
0.6
1.2
0.2
0.4
0.0
    New England
6.1
6.4
2.1
–
–
0.9
0.0
    Middle Atlantic
2.8
2.4
–
1.5
–
0.4
0.0
South
2.0
2.0
0.6
0.6
0.2
0.2
0.0
    South Atlantic
2.4
2.7
0.9
0.6
0.2
0.3
0.0
    East South Central
3.1
1.6
–
1.8
–
0.6
0.0
    West South Central
4.8
4.4
0.9
–
–
0.6
0.0
Midwest
1.7
1.9
1.3
0.9
0.2
0.3
0.0
    East North Central
1.9
2.6
1.7
–
–
0.3
0.0
    West North Central
3.5
2.5
2.1
–
–
0.5
0.0
West
2.7
2.9
2.6
–
–
0.5
0.0
    Mountain
6.0
4.1
–
1.2
–
0.9
0.0
    Pacific
2.7
3.7
2.5
–
–
0.5
0.0
1Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both
above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2018.

Note: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/national-compensation-survey-glossary-of-employee-benefit-terms.htm.

Source: U.S. Bureau of Labor Statistics, National Compensation Survey.