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Employee Benefits Survey
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Table 17. Savings and thrift plans: Availability of automatic enrollment and method of default contribution, private industry workers, 2017
(All workers participating in savings and thrift plans = 100 percent)
Characteristics Automatic enrollment available(1) With automatic enrollment No automatic enrollment available Not determinable
Default contribution as percent of earnings Default contribution as percent of earnings(2) Other default contribution(3) Default contribution not determinable
10th percentile 25th percentile 50th percentile (median) 75th percentile 90th percentile

Worker characteristics

All workers

39 37 2.0 3.0 3.0 4.0 6.0 - 2 52 9

Management, professional, and related

40 39 2.0 3.0 3.0 4.0 6.0 - 1 49 11

Management, business, and financial

42 40 - 3.0 3.0 5.0 6.0 - 2 50 9

Professional and related

39 39 2.0 3.0 3.0 4.0 6.0 - (4) 48 12

Service

20 20 - - 3.0 3.0 - - - 64 16

Sales and office

40 35 2.0 3.0 3.0 - 5.0 - 5 53 6

Sales and related

28 27 2.0 - 3.0 - 5.0 - 2 65 7

Office and administrative support

46 39 2.0 3.0 3.0 4.0 6.0 - 7 48 6

Natural resources, construction, and maintenance

38 37 2.0 3.0 3.0 3.0 - - (4) 55 7

Construction, extraction, farming, fishing, and forestry

22 - - - - - - - 1 70 8

Installation, maintenance, and repair

46 46 2.0 3.0 3.0 - - - - 47 7

Production, transportation, and material moving

46 43 2.0 3.0 3.0 - 5.0 - 2 51 4

Production

44 41 2.0 3.0 3.0 4.0 6.0 - 3 51 5

Transportation and material moving

47 46 2.0 - 3.0 3.0 4.0 - 1 50 3

Full time

40 37 2.0 3.0 3.0 4.0 6.0 - 3 52 9

Part time

32 32 - - 3.0 3.0 4.0 - (4) 61 8

Union

47 47 2.0 - 3.0 3.0 4.0 - - 47 6

Nonunion

38 36 2.0 3.0 3.0 4.0 6.0 - 3 53 9

Average wage within the following categories(5):

Lowest 25 percent

26 25 - 2.0 3.0 3.0 4.0 - 1 67 7

Lowest 10 percent

19 19 2.0 - 3.0 3.0 3.0 - - 72 9

Second 25 percent

33 31 2.0 - 3.0 3.0 5.0 - 1 57 10

Third 25 percent

44 39 2.0 3.0 3.0 4.0 6.0 - 5 50 6

Highest 25 percent

44 43 2.0 3.0 3.0 4.0 6.0 - 1 45 11

Highest 10 percent

45 44 - 3.0 3.0 5.0 6.0 - 1 41 15

Establishment characteristics

Goods-producing industries

46 44 - 3.0 3.0 - 6.0 - 2 47 7

Construction

22 22 - 3.0 - 6.0 6.0 - - 66 13

Manufacturing

51 48 2.0 3.0 - - 6.0 - 3 43 6

Service-providing industries

37 35 2.0 3.0 3.0 4.0 5.0 - 2 54 9

Trade, transportation, and utilities

37 36 2.0 3.0 3.0 3.0 5.0 - 1 57 6

Wholesale trade

53 53 3.0 3.0 3.0 4.0 6.0 - - 38 9

Retail trade

18 17 2.0 - 3.0 3.0 5.0 - 1 77 5

Transportation and warehousing

58 58 2.0 - 3.0 3.0 3.0 - - 38 4

Utilities

58 53 3.0 3.0 - 5.0 6.0 - 4 34 9

Information

38 33 - 3.0 3.0 - - - 5 54 8

Financial activities

52 49 - 3.0 3.0 5.0 6.0 - 3 43 6

Finance and insurance

55 52 - 3.0 3.0 5.0 6.0 - 3 42 3

Credit intermediation and related activities

48 47 2.0 3.0 3.0 - 6.0 - 1 48 4

Insurance carriers and related activities

69 61 - 3.0 3.0 5.0 6.0 - 8 29 2

Professional and business services

44 37 2.0 3.0 3.0 4.0 5.0 - 7 41 15

Professional and technical services

50 50 - 3.0 - 5.0 5.0 - - 40 10

Education and health services

27 27 2.0 2.0 3.0 3.0 4.0 - (4) 62 11

Educational services

35 34 - - 3.0 3.0 4.0 - 2 54 11

Junior colleges, colleges, and universities

31 29 - - - - 4.0 - 2 59 10

Health care and social assistance

26 26 2.0 2.0 3.0 - 4.0 - - 63 11

1 to 99 workers

38 35 2.0 - 3.0 4.0 6.0 - 3 53 9

1 to 49 workers

36 36 2.0 - 3.0 4.0 6.0 - 1 52 12

50 to 99 workers

42 33 2.0 - 3.0 3.0 5.0 - 8 54 4

100 workers or more

39 38 2.0 3.0 3.0 4.0 6.0 - 2 52 8

100 to 499 workers

34 33 - 3.0 3.0 4.0 5.0 - 1 56 10

500 workers or more

47 44 2.0 3.0 3.0 4.0 6.0 - 3 47 6

Geographic areas

Northeast

44 39 2.0 - 3.0 4.0 6.0 - 5 49 7

New England

54 51 2.0 - - 5.0 6.0 - 4 38 8

Middle Atlantic

41 36 2.0 - 3.0 - 6.0 - 5 52 7

South

38 36 2.0 3.0 3.0 4.0 5.0 - 2 55 6

South Atlantic

38 36 2.0 3.0 3.0 4.0 6.0 - 2 57 5

East South Central

45 45 2.0 3.0 3.0 - 6.0 - - 51 4

West South Central

35 31 - 3.0 3.0 4.0 - - 4 55 10

Midwest

42 41 2.0 3.0 3.0 - 5.0 - 2 52 6

East North Central

43 41 2.0 3.0 3.0 - 4.0 - 2 50 7

West North Central

41 39 2.0 3.0 3.0 3.0 6.0 - 2 55 4

West

33 31 2.0 3.0 3.0 5.0 6.0 - 1 52 16

Mountain

34 31 3.0 3.0 4.0 5.0 6.0 - 3 60 6

Footnotes:
(1) The employer automatically enrolls employees in the plan at a specified rate of contribution (e.g., 3 percent of earnings), unless the employee opts out of the plan.
(2) Estimates represent percentage of default contribution for those workers participating in plans with automatic enrollment and default contribution as a percentage of earnings.
(3) Other default contributions are based on maximum dollar amounts specified by the employer, amounts based on employee length of service, or other methods.
(4) Less than 0.5.
(5) Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using data from the National Compensation Survey publication, "Employer Costs for Employee Compensation - March 2017."

Note: Because of rounding, sums of individual items may not equal totals. Dashes indicate that no data were reported or that data do not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20162017.htm.
Source: U.S. Bureau of Labor Statistics, National Compensation Survey.

 

Last Modified Date: May 15, 2018